AmEx Costco Credit Card Review (Discontinued)

2016-03-23 2018-06-21 28 Comments

True Earnings Card from Costco and American Express Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. See Citi Costco Credit Card for the new Costco co-brand card. Benefits Earn 3% cash back at US gas station (including Costco gas station); 2% cash back at US restaurant and eligible travel spendings; 1% cash…
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Discontinued Credit Cards

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Why I think Anbang will eventually buy SPG and it will be a good thing to us…

2016-03-18 2016-03-28 23 Comments

Maybe Americans don’t know about the Chinese company Anbang at all. Neither do I several days ago, but some of my friends have some interesting information and insights about it. First of all, we shouldn’t treat Anbang as a usual insurance company. It is so special because its actually bosses, Chen Xiaolu and Wu Xiaohui, are “the Second Generation of…
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Chatter

 

Fidelity AmEx (FIA) Credit Card Review (Discontinued)

2016-01-04 2018-06-21 27 Comments

Fidelity Investment Rewards American Express Card (FIA) Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. See Fidelity Rewards Credit Card for the new Fidelity 2% card. Benefits Earn $50 after spending $500 in first 2 months. Earn 2% cash back on every purchase you make. No annual fee. Disadvantages FIA is…
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Discontinued Credit Cards

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Barclays Arrival Credit Card Review (Discontinued)

2015-11-24 2021-07-16 24 Comments

Barclays Arrival World MasterCard Review 2018.7 Update: It seems it is still possible to get this card via product change. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 20,000 Miles after spending $1,000 in…
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Discontinued Credit Cards

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Which is the cheapest way to transfer money from China to the US

2015-11-17 2017-09-15 6 Comments

It is very common for Chinese people in the US to receive remittance from China. Remittance often charges commission fees, and how to save money as much as possible concerns many people. Today we will help you to find out a relatively economical and easy way to make remittance. ContentsIntroduction to General Wire Transfer ProcessSummary of Remittance Methods1. General bank…
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Beginner's Guide

New Student Special: How to Build Good Relationships with Banks

2015-11-17 2017-09-15 1 Comment

  If you think only credit scores can decide your successful application for a credit card, you are totally wrong. In fact, your credit scores and credit reports should be considered when you apply for a credit card. Besides, your relationship with banks is also a crucial element during your application process. We have mentioned it in many posts. For…
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Beginner's Guide

Earning Miles through Bonus Offers in US, AA, AS, DL Online Shopping Portals (Expired)

2015-11-17 2017-09-15 0 Comments

Various shopping portals, including United MileagePlus Shopping，American AAdvantage eShopping，and Alaska MileagePlan Shopping, have recently provided similar bonus offers. That is you can obtain certain amount of bonus miles besides original miles after you have reached a certain amount of consumption through portals. The bonus offers of the three shopping portals above are open to everyone now. If you have consumption…
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Limited Time Deals

Chase Private Client (CPC) Account Review

2015-11-10 2018-10-11 8 Comments

ContentsWhat Chase Private Client (CPC)?What’s the requirement to become Chase Private Client (CPC) ?What are the benefits for Chase Private Client (CPC)? What Chase Private Client (CPC)? Chase Private Client (CPC) is a kind of privileged client from Chase. When you become a CPC, there will be 2 Private Bankers serve you any time, they can answer your phones, reply to…
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Checking Accounts

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Credit Score Influence of High Utilization on One Single Card and Statement Balance on Many Cards

2015-11-04 2015-11-04 0 Comments

Recently I conduct a small test about credit scores focusing on the two following points: It is often said that credit scores will be reduced if your many credit cards all have statement balance. Is it true? If the answer is yes, how much influence is it? How much influence should High Utilization Ratio of one single card make? The…
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Credit Score

A Beginner’s Guide to Asiana Airlines (OZ) Asiana Club Miles

2015-11-03 2017-09-15 3 Comments

As a member of Star Alliance, Asiana Airlines (OZ) ranks No.2 in South Korean airlines. It operates many North American routes and provides much better service than many North American airlines. Very often, it offers affordable economy class and business class seats. OZ and South Korean No.1 airline – Korean Air (KE) not only have close destinations and similar service,…
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Star Alliance

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