City National Bank (CNB) Crystal Visa Infinite Credit Card Review 2020.1 Update: There are some negative changes starting from 2020.1.1: The air credit is now $350 per calendar year across the whole account (previously each authorized user has separate $250 air credit). The guests are not free any more with this PPS cards. Gas and grocery are removed from 3x…
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Introduction The Hyatt Residence Club (HRC) Coconut Plantation is located in Bonita Springs on Florida’s Gulf Coast. It is one of sixteen timeshare properties in the HRC portfolio, including one of five in Florida. Earlier this year I was solicited by HRC for a three-night stay at the Coconut Plantation wherein we would pay $262 including taxes and receive three…
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Introduction Earlier this year I received a promotional email from Hyatt offering a three night stay at the Hyatt Residence Club (HRC) Coconut Plantation located in Bonita Springs, Florida. For $262 including all taxes and fees, I would receive a $100 room credit or 10,000 World of Hyatt points and three nights in a one-bedroom king condominium. The catch? I’d…
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One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines. The relationship of each currency to various airlines is summarized in Wings of the…
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Introduction A credit score is a three-digit number that represents “creditworthiness,” or the degree of perceived risk a lender is assuming by providing an individual with credit. A credit score is generated through a statistical analysis of a credit report based on five primary factors, including payment history, amount of outstanding debt owed, length of credit history, types of credit,…
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We will keep updating recent points transfer bonus offers in this post. (2019.6) MR -> British Airways (BA) Avios 40% Bonus (Targeted) Today American Express is offering some members a 40% bonus when transferring their membership rewards points to their BA avios account. It is a targeted offer. You need to log in to your Amex account to see if…
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ContentsIntroductionEarning Miles/PointsEarning CashbackRotating 5% CategoriesSuperstore/Club “Non Grocery-Store” OptionsConclusions Introduction Whether you live alone or have a growing family, everybody spends money at the grocery store. Credit card issuers know this and in turn offer significant rewards on a variety of different credit cards specifically for spend at grocery stores. Additionally, many grocery stores carry third party gift cards. By…
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Avianca Vuela Visa Card Review 2022.2 Update: This card is discontinued. Current cards will be closed. This is really a bad practice because it will hurt customers’ credit history. HT: HelpMeBuildCredit. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsHistorical Offers ChartApplication Link Application Link Banco Popular Avianca Vuela, the right one is this card. Benefits 40k offer: earn 40,000 Avianca LifeMiles (AV…
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Avianca Vida Visa Card Review 2022.2 Update: This card is discontinued. Current cards will be closed. This is really a bad practice because it will hurt customers’ credit history. HT: HelpMeBuildCredit. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsHistorical Offers ChartApplication Link Application Link Banco Popular Avianca Vida, the left one is this card. Benefits 20k offer: earn 20,000 Avianca LifeMiles (AV miles) after…
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ContentsIntroductionDetailsProcessCommitment to FulfillLegitimacy, Security, Etc. Introduction PFS Buyer’s Club is a group that allows you to pre-register for the ability to sell them limited-edition coins before they go on sale from the US Mint. The process is simple. Register and “opt-in” for the deal with PFS, buy and receive the coin you paid for with a credit card from the…
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Sam’s Club MasterCard Review ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartLearn More Learn More Sam’s Club Credit Card Benefits Get $45 back! Paid as a statement credit when you open a new Sam』s Club® credit card and spend $45 at SamsClub.com today. Offer ends 6/15/20.* Earn 5% cash back on eligible gas worldwide, including gas at Sam’s Club (on the first $6,000…
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2019.6 Update: Previously Plastiq only support payments to USA and Canada. Now they have add some more supported countries or regions: China, Hong Kong, and Singapore. HT: Plastiq Blog. ContentsIntroductionDetailsWhy Do We Care? Is 2.5% Fee Worth It?1. Minimum Spend2. Bonus CategoriesProcessLimitationsCash Advances Risk on Visa CardsWhat Cards Can Be Used Towards Mortgage?How Long Does It Take for the Payment…
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2022.1 Update: We slightly improved the value of UA miles to 1.5 cents/point. 2019.6 Update: This table is fully updated today. Recently I will also update estimated values for points/miles in other places in this website, during this time if you see any inconsistency, use this table as the most up to date info. There are many ways to use…
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2020.2 Update: It seems the concept of “stud card” is no longer valid. All amex cards have the same effect now. 2019.5 Update: According to data points on reddit, AmEx Biz Gold and Biz Platinum now become “stud cards” as well. They have the highest referral bonuses, so if you have them, they are the best cards to generate referral…
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Frequent Traveler University (FTU) is the world』s premier educational series of seminars for frequent travelers. It holds several seminars every year in varies cities. The topics are usually about maximizing points and miles, credit card strategies, and Manufactured Spending (MS), etc. It is a great honor that several authors from our website are invited to speak at the upcoming event: FTU Chicago! The…
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