Bilt Obsidian Card Review (New Card, $95 Annual Fee, $200 Bilt Cash Offer)

2026-01-17 2026-05-19 3 Comments

Bilt Card 2.0: Bilt Obsidian Card Review ContentsApplication LinkFeatures and BenefitsDisadvantagesBilt Points OverviewBilt Cash OverviewBilt Elite Status OverviewRelated Credit CardsSummaryHistorical Offers ChartApplication Link Application Link Bilt Obsidian Terms Apply Features and Benefits $200 Bilt Cash Welcome Offer: Earn $200 of Bilt Cash when you apply and get approved. This card earns two different types of rewards: Bilt Points and Bilt…
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Other Banks

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Bilt Blue Card Review (New Card, No Annual Fee, $100 Bilt Cash Offer)

2026-01-17 2026-05-19 4 Comments

Bilt Card 2.0: Bilt Blue Card Review ContentsApplication LinkFeatures and BenefitsBilt Points OverviewBilt Cash OverviewBilt Elite Status OverviewRelated Credit CardsSummaryHistorical Offers ChartApplication Link Application Link Bilt Blue Terms Apply Features and Benefits $100 Bilt Cash Welcome Offer: Earn $100 of Bilt Cash when you apply and get approved. This card earns two different types of rewards: Bilt Points and Bilt…
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Other Banks

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British Airways Visa Signature® Card Review (2026.1 Update: 90k Offer)

2026-01-16 2026-03-16 59 Comments

British Airways Visa Signature® Card Review 2026.1 Update: The new offer is 90k. HT: DoC. 2025.9 Update: The new offer is 100k. [Expired] 2025.4 Update: The new offer is 100k. [Expired] ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase British Airways Benefits 90k offer: earn 90,000 bonus Avios miles after spending $5,000 in…
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Chase

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World of Hyatt Credit Card Review (2026.2 Update: 30k+15k Offer)

2026-01-15 2026-03-16 90 Comments

World of Hyatt Credit Card Review 2026.2 Update: The welcome offer is now the regular 30k+15k offer. Note that the official website still uses the very misleading wording “60k”, don’t be fooled by it. 2026.1 Update: The card is currently offering 5 Free Nights. 3 FN after $5000 spend within 3 months of account opening and extra 2 FN after total…
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Chase

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A Map for Amex FHR & THC

2025-12-13 2025-12-13 12 Comments

[Update: December 2025] In a significant structural shift, American Express has announced a major alteration to its Platinum cardholder incentives. Beginning in September 2025, the previous $200 annual credit for its curated hotel programs will be replaced by a $300 semi-annual subsidy. This tripling of the total annual inducement, to $600, is a clear strategic decision to entrench its premium…
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Hotel Overviews

Wings of the Points — UR/MR/TYP/C1/Bilt/Marriott Points to Miles Transfer Chart (2025.12 Update: MR->CX Ratio Will Be Lowered To 1:0.8)

2025-12-05 2025-12-05 284 Comments

2025.12 Update: MR->CX transfer ratio will be lowered from 1:1 to 1:0.8 starting from 2026.3.1. Source: latest billing statement. This is a big loss because CX is one of the better transfer partners. 2025.9 Update: JL is now a transfer partner of Capital One at ratio 1:0.75; QR is now a transfer partner of Capital One at ratio 1:1. 2025.5…
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Bank Points Guide

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US Bank Altitude Reserve (UAR) Credit Card Review (2025.12 Update: Negative Changes Starting From Dec 15)

and 2025-12-04 2025-12-04 73 Comments

US Bank Altitude Reserve Visa Infinite Card Review 2025.12 Update: According to this webpage, starting from Dec 15, several changes will apply to this card, the most important ones are: The redemption value towards travel will be changed from 1.5 cpp to 1.0 cpp. The 3x earning rate on mobile wallet spending will be capped at $5,000 each billing cycle…
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US Bank

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Ink Business Preferred® Credit Card Review (2025.11 Update: 100k Offer; New Bonus Restriction)

2025-11-21 2026-03-16 89 Comments

Ink Business Preferred® Credit Card‎ Review 2025.11 Update: The new offer is 100k. BTW, there』s a new bonus restriction on this card: 「The new cardmember bonus may not be available to you if you have ever had this card.」 2024.9 Update: The 120k offer is expired. The current offer is 90k. 2024.7 Update: The new offer is 120k. This is…
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Chase Business Card

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Leaked: New Hilton Diamond Reserve Tier Coming in 2026? [Update: official announcement now live, guaranteed 4pm checkout, premium club, and confirmable upgrade reward]

2025-11-17 2025-11-18 16 Comments

[2025.11.18 Update] The official annoucement page is now live: https://www.hilton.com/en/p/hilton-honors/tier-updates/ The new tier Diamond Reserve will have the following benefits: Confirmable Upgrade Reward: allows a Member to lock in an upgrade for a premium room or a suite at the time booking. A single CUR is valid for a stay up to 7-nights. Applicable to any upgradeable room up to…
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Hilton Honors

Citi Regular Checking Review (2026.1 Update: $325 Offer)

2025-11-17 2026-04-23 36 Comments

Citi Regular Checking (Formerly Citi Basic Banking Package) Review 2026.1 Update: The $425 offer is expired. The current offer is $325. 2024.10 Update: The new offer is $325/$425, the required amount of Enhanced Direct Deposit is $3k/$6k. Because Citi’s “Enhanced Direct Deposit” is super easy to do, we recommend everybody to do the $425 offer. 2025.1 Update: The $450 offer…
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Checking Accounts

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Ink Business Unlimited® Credit Card Review (2025.11 Update: $750 Offer; New Bonus Restriction)

2025-11-14 2026-03-16 38 Comments

Ink Business Unlimited® Credit Card Review 2025.11 Update: The $900 offer is expired. Currently there’s only a 75k offer. BTW, there’s a new bonus restriction on this card: 「The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee.」 HT: DDG. 2025.9 Update: The…
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Chase Business Card

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Ink Business Cash℠ Credit Card Review (2025.11 Update: $750 Offer; New Bonus Restriction)

2025-11-14 2026-03-16 39 Comments

Ink Business Cash℠ Credit Card‎ Review 2025.11 Update: The $900 offer is expired. Currently there’s only a 75k offer. BTW, there’s a new bonus restriction on this card: 「The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee.」 HT: DDG. 2025.9 Update:…
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Chase Business Card

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Chase Amazon Prime Credit Card Review (2026.1 Update: $150 Offer)

2025-11-11 2026-05-16 95 Comments

Chase Amazon Prime Rewards Visa Signature Card Review 2026.1 Update: The offer is now $150. 2025.11 Update: The new offer is $250. 2025.7 Update2: The offer is now $150. 2025.7 Update: The new offer is $250! This is the best ever offer on this card. Offer ends on Jul 14. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link…
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Chase

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A Map for The Edit by Chase Travel

2025-11-02 2025-11-02 5 Comments

If you』re a Chase Sapphire Reserve (CSR) cardholder, you』ve probably heard the buzz. Chase has rolled out its own luxury hotel program, The Edit by Chase Travel, and it』s clearly designed to compete with the legendary Amex Fine Hotels + Resorts (FHR). On paper, the value proposition is clear. A booking through The Edit provides a set of valuable perks—even…
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Hotel Overviews

Capital One VentureOne Rewards Credit Card Review (2026.1 Update: 20k Offer)

2025-10-21 2026-04-17 35 Comments

Capital One VentureOne Rewards Credit Card Review 2026.1 Update: The higher offer is no longer available. The current offer is 20k. 2025.10 Update: The new offer is 40k+$100. This is the best ever offer on this card. HT: DDG. 2025.8 Update: The new offer is 20k+$100. ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsHistorical Offers ChartLearn More Learn More Capital One VentureOne…
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Capital One

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