Luxury Card MasterCard Gold Card Review

2017-04-29 2026-08-10 3 Comments

Luxury Card MasterCard Gold Card Review 2025.10 Update: The annual fee is increased from $995 to $1,199, and benefits are improved accordingly. This is the first US credit card that has an annual fee above $1,000! (Except the AmEx black card which is invitation only.) ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Luxury Card MasterCard…
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Barclays

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How to Use VPN to Get Increased Sign-up Bonuses from AmEx (via Incognito Mode) (2018.10 Update: Available via Referral Links As Well Now)

2017-04-25 2019-02-19 105 Comments

2018.10 Update: Previously you can only see this kind of incognito offers via public links, and the offers generated by referral links are fixed. But recently AmEx has changed their referral system, people find that we can see higher incognito offers via referral links as well! See this post for more details. 2017.4.25 Update: Recently there are a lot of data…
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AmEx Summaries

Amex now offers a new kind of sign-up bonus: earn points for adding an authorized user!

2017-04-24 2017-04-24 1 Comment

Recently AmEx seems to make a lot of modifications to their system. For example, today some people can see the AmEx Platinum 100k pre-qualified offer even when they already have other Amex cards, this has never happened before. ThunderFat found another interesting new change: on the Amex official webpage, AmEx ED now offers a new kind of sign-up bonus: earn…
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Chatter

How To Get the Best AmEx Welcome Offers (2017 Update)

2017-04-24 2019-07-17 27 Comments

American Express (AmEx), with its great service and benefits, as well as the incredible 3x Credit Limit Increase (CLI), is a very popular credit/charge card issuer in the United States. It is recommended to keep at least one AmEx credit card or charge card. However, AmEx has changed it policy in 2014 so that one can only get the welcome…
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AmEx Summaries

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Radpad Review: Pay Rent With a Credit Card (2017.4 Update: Apple/Android Pay No Longer Count As Travel)

2017-04-24 2018-06-21 24 Comments

2017.4 Update: Recent data points imply that, starting from Apr 21, 2017, Radpad + Apple Pay / Android Pay no longer counts as travel purchases, and thus no longer earns 3x points on CSR/Prestige. Data points: 1, 2, 3. If you still want to potentially earn 3x UR on Rent, check out Plastiq. ContentsIntroductionWhy Do We Care?ProcessIs the 2.99% Fee Worth It?Summary…
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Credit Card Companions

Plastc and the Uncertain Future of All-in-One Smart Cards

2017-04-20 2017-04-20 10 Comments

ContentsWhat is Plastc?All-in-One SmartcardsFinal Thoughts What is Plastc? Plastc (not to be confused with Plastiq, a 3rd party payment processor) was a highly anticipated smart card that many customers have been eagerly awaiting for over a year. This card promised to consolidate all your credit cards into one electronic device, eliminating bulky wallets and looking stylish in the process. Unfortunately, the company…
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News

An Experience with CX Business Class — 360 Photo Version!

2017-04-15 2017-04-17 11 Comments

I know, you’re probably thinking, another CX business class review?! But fear not, today I want to present a totally different experience: the 360 photo version! The photos below are all 360 photos. In the desktop version, you can use mouse to drag; in the mobile version, you can use your finger to drag as well. I put several such photos here in…
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Trip Reports

How to get and redeem Free Nights Certificates in different brands hotels

2017-04-10 2019-07-17 1 Comment

This is a free night summary, mainly focusing on how to get and redeem free night with the different hotel brands. If there is a mistake, please help correct me. Contents1. Introduction2. IHG2.1. Ways to earn2.2. Ways to redeem3. Hyatt3.1. Ways to earn3.2. Ways to redeem4. Marriott4.1. Ways to earn4.2. Ways to redeem (Including Marriott Travel Packages and Ritz-Carlton）5. Hilton5.1. Ways to earn5.2….
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Hotel Overviews

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Dancing with fugu: dinner at Usuki Fugu Yamadaya, a Michelin 3-Star restaurant

2017-04-08 2017-04-10 2 Comments

Japanese culture is renowned for its fine craftsmanship and the pursuit of perfection. The same spirit extends to food, too. Even a non-connoisseur of food would recognize Japan as one of the best places in the world to enjoy delicacies. Indeed, as of 2017 Tokyo alone has 12 Michelin 3-Star restaurant, surpassing even Paris. In Japan, there are 296 1-star restaurants, 98 2-stars, and 25 3-stars. Most…
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Trip Reports

Barclaycard CashForward Credit Card Review (Discontinued)

2017-04-07 2018-06-21 37 Comments

Barclaycard CashForward World MasterCard Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn $200 after spending $1,000 in first 90 days. This is the best offer for the card. Earn 1.5% cash back on all…
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Discontinued Credit Cards

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A Complete Guide to the Marriott Travel Packages — The best way to redeem your SPG/Marriott points!

2017-04-06 2019-07-17 42 Comments

Marriott Travel Packages is the best way to redeem your SPG/Marriott points. In this post, I will introduce how to make the best out of SPG/Marriott through Marriott Travel Packages. ContentsWhy choose the Marriott Travel Packages?What are Marriott Travel Packages?How to Redeem1. Conversion ratio2. Cancel the hotel portion and get some point back3. Which airline I should select4. Step-by-step guide of…
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Marriott Bonvoy

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