Avianca LifeMiles just became an Amex transfer partner!

Yesterday we noticed that American Express has just added Avianca LifeMiles as one of the Membership Rewards transfer partners. The transfer rate is currently 1:1. The partnership between Amex and LifeMiles undoubtedly boosted the value of Membership Rewards points, especially in terms of redeeming Star Alliance flights. Now Amex has four SA partners: Avianca LifeMiles, ANA Mileage Club, Air Canada…
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Let’s face it: Airlines don’t want your loyalty anymore

Today it was announced that American Airlines is going to raise the revenue requirements for Executive Platinum. At American, it used to be the case that you need to spend $12,000 Elite Qualifying Dollars (EQD) to earn the Executive Platinum status. Now the EQD threshold has increased to $15,000, representing a 25% hike. This move actually mirrored what United has done…
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Now You May See Increased Sign-up Bonuses from AmEx (via Incognito Mode) from Referral Links!

2019.2 Update: See this post for a new update about the increased bonuses from referral link. You should already know that, when you apply for some AmEx credit cards, you may see some higher signup bonuses if you use incognito mode, or with a VPN to increase your chance. See this post for details. For example, AmEx Everyday usually has…
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Ally Bank Checking+Savings Review

There are so many banks in the US. Some big banks with a lot of branches, such as Chase, BoA, Citi, Wells Fargo, have real people to serve you, but the interest rates of these banks really suck. Online banks, such as Ally, Discover, Barclays, Marcus, have much better interest rates, but these banks also have some disadvantages. Each bank…
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Guide to Shopping Portals: Earn Extra Cashback and Miles with Everyday Spend (2018.10 Update: Discover Deals Will Be Discontinued Soon)

2018.10 Update: Discover Deals will be ended on 2018.10.31. It was good especially for Apple stuff. R.I.P. ContentsIntroductionHow Shopping Portals WorkHow Do I Get My Money?Shopping Portal OptionsCashback PortalsBeFrugalTop CashbackeBatesUPromiseAirline MilesCredit Card PortalsOther Reward Points Introduction Shopping portals provide a phenomenal way to earn extra miles and cashback while making online purchases through thousands of different vendors. From Wal-Mart, Best…
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Chase College Checking Account Review (2019.7 Update: $100 Offer)

Chase College Checking Account Review ContentsApplication LinkBenefitsBonus RequirementsHow to Avoid the Monthly Fee (Meet Any One of the Requirements Below)Related AccountsSummaryHistorical Offers ChartApplication Link Application Link Chase College Checking Benefits New Checking Account Bonus: $100! See below for the requirements to get this bonus. College student must be 17–24 years old to open a Chase College Checking account and must provide…
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Discover it Business Credit Card (New Card)

Discover it Business Credit Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link Discover it Business Benefits Earn 1.5% cash back per $1 spent on all purchases. Double all cash back you’ve earned at the end of your first year, including Discover Deals. In other words, this card is 3% cash back on everything for the first year….
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Earn $50 profit + $1,393 in CC Spend with the US Mint – Great Way to Meet Min. Spend!

ContentsIntroductionDetailsProcessCommitment to FulfillLegitimacy, Security, Etc. Introduction PFS Buyer’s Club is a group that allows you to pre-register for the ability to sell them limited-edition coins before they go on sale from the US Mint. The process is simple. Register and “opt-in” for the deal with PFS, buy and receive the coin you paid for with a credit card from the…
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Chase Sapphire Preferred/Reserve Churning Rule Changed from 24 Months to 48 Months

Update: It seems referral links still show the old 24-month term. Get it while you can. Dead now. Previously, Chase Sapphire Preferred (CSP) and Chase Sapphire Reserve (CSR) have a churning rule: The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus…
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Summary of Marriott & SPG Co-branded Credit Cards Bonus Limits

Starting from Aug 26, 2018, AmEx and Chase work together to limit the bonuses on their Marriott & SPG co-branded credit cards. Now AmEx SPG cards can affect the eligibility of Chase Marriott credit cards, and vice versa. Here’s a summary of the limits. ContentsChase Co-branded Credit CardsChase Marriott Premier PlusChase Marriott BusinessAmEx Co-branded Credit CardsAmEx SPGAmEx SPG BusinessAmEx SPG…
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Nobody knows how many miles Delta charges for international FIRST CLASS award … until NOW!

ContentsDelta SkyMiles, the most shadowy program of all timesDelta’s partner first class redemption cost revealed (sort of)How about other routes and partners?Conclusion Delta SkyMiles, the most shadowy program of all times Delta Airlines is not famous for its transparency when it comes to mileage award. After all, once you see Delta charges 300,000 miles for a one-way award on its…
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