Bank Feature Summaries

Magical Backdoor Numbers: Reconsideration Tips

What should I do if my credit card application was rejected, what about pending (further review): Try reconsideration lines of banks in USA! Whether through Internet or go to branch in US, it is very common to apply credit card without instant reply. Tragedy occurs when “we are sorry” pops out immediately after clicking “apply”. Don’t be upset. Catch your breathe…
Read more

What Credit History Should I Have To Apply For Credit Cards? (2015.8 Update)

We often see such kind of questions in comments or forum: How difficult is it to get XX credit card? What credit history do I need to get XX credit card? Well, the correct answer is always: It depends, YMMV (Your Mileage May Vary). But there are still some statistics from the data points online. Here let’s summarize the (conservative)…
Read more

AmEx Frequently Asked Questions (FAQ) (2015.8 Update)

About Credit Card Application 1. Does Amex limit the number of cards individual can keep? Unlike other banks, Amex has a limit that individual can only keep no more than 4 credit cards, including personal cards and business cards. Note that this restriction is only for credit card, charge cards such as Platinum, Premier Rewards Gold (PRG) are not included, neither…
Read more

Chase Frequently Asked Questions (FAQ) (2015.6 Update)

I. About Credit Card Application: 1. Is there a limitation for the number (or credit limit) in Chase cards? Generally, there is no limitation of the number of card. But there is a limitation for everyone’s total credit limit in Chase. A common reason for applicants being rejected lies in excessing the total credit limit. If so, you could transfer…
Read more