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Common Bank & Credit Card & Airlines & Hotels Abbreviations (2015.8 Update)

ThunderFat 2015-08-08 2018-06-21 0 Comments

Click the link for more information. Welcome for comments if you think we should add more abbreviations. ContentsBank & Credit Card AbbreviationsAirlines Related AbbreviationsHotel Related AbbreviationsOther Abbreviations Bank & Credit Card Abbreviations AA: Citi AAdvantage Platinum Select Credit Card, also American Airlines AA EXE: Citi AAdvantage Executive AF: Annual Fee AGC: American Express Gift Card AmEx: American Express Amex HH: AmEx…
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Beginner's Guide

Amazon Allowance Guide (2015.8 Update)

skysniper 2015-07-04 2018-06-21 29 Comments

2015.8 Updated: Amazon Allowance now has a minimum amount of each transaction: $5 (The transactions that have already been setup will still work fine). The EDP strategy is no longer suitable while the BBR is still good. The Better Balance Rewards (BBR) issued by BoA is a credit card with distinctive features. Its rewards are based on payment on time rather than…
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Credit Card Companions

Amazon, Credit Card Companions

US Bank Radisson Visa Credit Card Review (Discontinued)

physixfan 2015-06-29 2022-04-03 0 Comments

US Bank Radisson (Formerly Club Carlson) Rewards Visa Card Review 2022.4 Update: This card is now discontinued. ContentsApplication LinkBenefitsSummaryRelated Credit CardsHistorical Offers ChartApplication Link Application Link US Bank Radisson Visa Benefits 30k offer: earn 30,000 Radisson points after spending $1,000 within the first 90 days. We value Radisson points at 0.4 cents/point (See Hotel Points Value), so the 30k highest sign-up…
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Discontinued Credit Cards

Hotel Credit Card, No Annual Fee, Radisson Rewards, US Bank

Chase Frequently Asked Questions (FAQ) (2015.6 Update)

ThunderFat 2015-05-29 2018-06-21 1 Comment

ContentsI. About Credit Card Application:II. About Rewards:III. Others: I. About Credit Card Application: 1. Is there a limitation for the number (or credit limit) in Chase cards? Generally, there is no limitation of the number of card. But there is a limitation for everyone’s total credit limit in Chase. A common reason for applicants being rejected lies in excessing the…
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Chase Summaries

Bank Feature Summaries, Chase

What Should I Do If My Credit Score Drops? (2015.6 Update)

ThunderFat 2015-05-13 2018-06-21 5 Comments

It can be seen very often in various situations that many people wonder why their credit scores drop a lot in a certain month and what to do. It’s very common and everyone just doesn’t want to confront such situations. After all, there will be no chance for you to apply for a good credit card in several years if…
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Credit Score

Some Thoughts on Store Credit Cards (2015.5 Update)

ThunderFat 2015-05-09 2018-06-21 2 Comments

Store Credit Cards (such as co-branded credit cards of Macy’s, Victoria’s Secret, Banana Republic, etc.) Review Strongly NOT recommended! Many of us might have been recommended to apply for store credit card while shopping at like Macy’s, Victoria’s Secret, Banana Republic and so on. Generally, the bonus for applying that kind of card is a considerably high discount for the current…
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Credit Cards Comparison

The Credit Cards You Shouldn't Apply For

How Long Should I Wait Between Credit Card Applications (2015.8 Update)

physixfan 2015-04-20 2018-06-21 2 Comments

One common way to apply for credit cards is to apply for several cards in the same day, and repeat every three months, which is call App-O-Rama (AOR). The reason to do AOR is that it takes some time for the new accounts to show up on credit reports, so other banks can’t see the new accounts in the same…
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Bank Feature Overviews

Bank Feature Summaries

US Bank Radisson Visa Signature Credit Card Review (Discontinued)

physixfan 2015-03-01 2020-06-29 25 Comments

US Bank Radisson (Formerly Club Carlson) Rewards Visa Signature Credit Card Review 2020.6 Update: This card is discontinued. Note that don’t confuse this card ($50 annual fee) with US Bank Radisson Premier Visa Signature ($75 annual fee). 2018.3 Update: The Club Carlson rewards program is now rebranded as Radisson. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsBest Downgrade OptionsHistorical Offers ChartApplication Link Application Link…
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Discontinued Credit Cards

Hotel Credit Card, Radisson Rewards, US Bank

How To Improve Credit Score

physixfan 2015-01-19 2017-04-10 0 Comments

Credit Report and Credit Score (mostly by FICO) are key factors in approval of credit cards. For credit cards owners, it is very important to know about their Credit Reports and FICO Credit Scores. We have talked about several ways to get free Credit Report and Credit Score in How to Get Free Credit Reports And Scores. The next question…
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Credit Score

Characteristics of Major Banks (2015.8 Updated)

physixfan 2015-01-16 2017-09-15 3 Comments

The tendency of credit card issuing policy differs from bank to bank in America. Even customers with very high credit scores might sometimes face a rejection: what is going on? Which bank should we try if we are looking for a high credit limit? Which bank offers the credit card that is the easiest to get approved? In order to find us…
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Bank Feature Overviews

Bank Feature Summaries

Does Credit Limit Increase Needs a Hard Pull (2015.6 Updated)

physixfan 2015-01-03 2017-09-15 30 Comments

Credit Limit Increase (CLI) can make normal spending more smoothly, and by indirectly decreasing the utilization, you might improve your credit score because of this. Some banks, however, pull the credit report from one of the credit bureaus when you request a CLI, it’s called Hard Pull (HP), which is somewhat harmful to your credit history. So it’s necessary to figure out which…
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Credit Score

Barclaycard US Airways Credit Card Review (Discontinued)

physixfan 2014-12-25 2018-06-21 24 Comments

US Airways World Premier MasterCard Review Application Link This card no longer accepts new applications. Existing cards have been converted to AAdvantage Aviator Red MasterCard (also do not accept application). If you are interested in American Airlines credit card, or US Airway (now part of American Airline) credit card, our recommendation is Citi AAdvantage Platinum Select MasterCard. Recommended Downgrade Options AAdvantage Aviator MasterCard

Discontinued Credit Cards

Airline Credit Card, American Airlines (AA), Barclays, Legacy

List of Good Credit Cards with No Annual Fee (2019 Update)

physixfan 2014-12-25 2019-06-11 0 Comments

Credit cards with no annual fee are always not a bad choice to keep. Here is a list of good credit cards with no annual fee.

Credit Cards Comparison

No Annual Fee

Introduction to US Credit Cards (4): Miscellaneous

ThunderFat 2014-12-05 2017-09-16 22 Comments

The contents in the previous post are actually easy to find on the Internet, actually you can go to the banks’ official websites and look for the bonuses and terms. However what I am going to talk about in this post is not easy to find on the banks’ official websites, yet very important when applying for credit cards or manage…
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Beginner's Guide

Introduction to US Credit Cards (3): Advanced Cards

ThunderFat 2014-12-05 2017-09-16 32 Comments

After getting your first credit card and some decent credit history, you can choose credit card combination according to your own situation. If you feel it troublesome to have too many cards or just want to try few of them, it is unnecessary to read through this post. The first and second parts are enough for you. Large parts of…
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Beginner's Guide