US Bank Radisson Visa Signature Credit Card Review (Discontinued)

US Bank Radisson (Formerly Club Carlson) Rewards Visa Signature Credit Card Review 2020.6 Update: This card is discontinued. Note that don’t confuse this card ($50 annual fee) with US Bank Radisson Premier Visa Signature ($75 annual fee). 2018.3 Update: The Club Carlson rewards program is now rebranded as Radisson. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsBest Downgrade OptionsHistorical Offers ChartApplication Link Application Link…
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Does Credit Limit Increase Needs a Hard Pull (2015.6 Updated)

Credit Limit Increase (CLI) can make normal spending more smoothly, and by indirectly decreasing the utilization, you might improve your credit score because of this. Some banks, however, pull the credit report from one of the credit bureaus when you request a CLI, it’s called Hard Pull (HP), which is somewhat harmful to your credit history. So it’s necessary to figure out which…
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Barclaycard US Airways Credit Card Review (Discontinued)

US Airways World Premier MasterCard Review Application Link This card no longer accepts new applications. Existing cards have been converted to AAdvantage Aviator Red MasterCard (also do not accept application). If you are interested in American Airlines credit card, or US Airway (now part of American Airline) credit card, our recommendation is Citi AAdvantage Platinum Select MasterCard. Recommended Downgrade Options AAdvantage Aviator MasterCard

 

Introduction to US Credit Cards (2): Elementary Cards

I’ve introduced some elementary factors in the previous post. And this post is the actual beginning of guide of shopping using credit cards. Let’s apply for credit cards and start shopping! Contents1. Selection of Elementary Card1.1. Discover It1.2. Getting Cards by large deposits — Chase Freedom & BoA 1231.3. Citi Student Credit Card1.4. Secured Card2. Shortcut to high credit limit — American…
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AmEx Centurion Card Review

American Express Centurion Card Review What is American Express Centurion Card? Probably quite a lot of people have heard the story that a Centurion Card tempts numerous beauties in the bar. Then what is the card on earth? ContentsBenefitsDisadvantagesSummary Benefits No pre-set credit limit and the credit limit could potentially be huge. It is, according to rumors, the only credit…
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Airline Miles and Frequent Flyer Programs (2015.6 Updated)

Miles and frequent flyer programs (FFP), are often talked about because they help customers save money. However, it is not uncommon that many customers are frustrated with the complex award ticket system and feel overwhelmed by enormous information available on the Internet. Hence, our review here is to provide an easy and ready-to-use guide for those in need. ContentsWhy you…
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