If you think only credit scores can decide your successful application for a credit card, you are totally wrong. In fact, your credit scores and credit reports should be considered when you apply for a credit card. Besides, your relationship with banks is also a crucial element during your application process. We have mentioned it in many posts. For…
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Various shopping portals, including United MileagePlus Shopping，American AAdvantage eShopping，and Alaska MileagePlan Shopping, have recently provided similar bonus offers. That is you can obtain certain amount of bonus miles besides original miles after you have reached a certain amount of consumption through portals. The bonus offers of the three shopping portals above are open to everyone now. If you have consumption…
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ContentsWhat Chase Private Client (CPC)?What’s the requirement to become Chase Private Client (CPC) ?What are the benefits for Chase Private Client (CPC)? What Chase Private Client (CPC)? Chase Private Client (CPC) is a kind of privileged client from Chase. When you become a CPC, there will be 2 Private Bankers serve you any time, they can answer your phones, reply to…
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I believe everyone must have received some letters from your mailbox, like “You’re pre-selected to XXX card”, and some of you may be recommended to figure out whether you have received an pre-qualified offer on one bank’s website before applying for a card. Most of us are likely to think that application for a card can be guaranteed with one…
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Recently I conduct a small test about credit scores focusing on the two following points: It is often said that credit scores will be reduced if your many credit cards all have statement balance. Is it true? If the answer is yes, how much influence is it? How much influence should High Utilization Ratio of one single card make? The…
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Before 2015.11.13, you can pay with MR Points on Amazon, and get $15 off $50. Details: 1. You need to use this link to link your MR account and Amazon account. 2. Your order must be at least $50. 3. Only items Sold and Shipped by Amazon.com are eligible for this offer. Digital contents are not eligible. Amazon Gift Cards are not…
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From 2015.11.3 to 2015.12.31, use your Chase Freedom to checkout via Visa Checkout, and spend at least $15, then you can earn a one time $15 cashback: Click this link to enroll. If you don’t have a Vis Checkout account, you need to register for one through this link. Valid through 2015.11.2-2015.12.31. You need to make a purchase on a website…
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As a member of Star Alliance, Asiana Airlines (OZ) ranks No.2 in South Korean airlines. It operates many North American routes and provides much better service than many North American airlines. Very often, it offers affordable economy class and business class seats. OZ and South Korean No.1 airline – Korean Air (KE) not only have close destinations and similar service,…
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2015.11.03 Update: People are starting to receive their 10% cashback. You need to wait for the second statement after the purchase to get this cashback, if you still don’t receive the cashback, please be patient. The datapoints show that, Discover really has the ability to distinguish whether you bought gift cards, you won’t get the 10% cashback for gift cards…
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Update: Starting from 2016.2.2, BA miles will be devalued. The reward flights in the north America that currently require 4,500 miles will cost 7,500 in the future, flights in others distances are not affected. Other than that, there might be bugs when you use British Airways website to search for American Airlines tickets. We suggest you use the AA website to…
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Today we are going to talk about something more ethereal. As we all know, playing with credit card is an issue of YMMV (Your Mileage May Vary). In most cases, similar situations that encountered by different people may lead to different results: why your card got approved while mine was rejected immediately? Why your limit is much higher than mine…
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Best Rate Guarantee, just as its name implies, is to guarantee the best rate. Currently, hotel groups more want customers to go directly to their official website (including the official mobile phone App) to book accommodation.In order to attract more customers, in addition to the general provision that only official website reservation can get eligible stay/nights, they also tend to…
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US Bank LifeMiles Visa Signature Review, the co-branded card with Avianca Airlines (AV) ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. This card will be automatically converted to US Bank FlexPerks Travel Rewards. The new Avianca co-branded credit cards are Avianca Vuela and Avianca Vida. Benefits Earn up to 20,000 bonus LifeMiles after…
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People who have many credit cards are often concerned about whether their cards will be canceled if they don’t use them frequently. What kind of negative effects will occur as credit cards are canceled? And do canceled credit cards influence your scores or make you appear on the blacklist? According to laws, banks indeed have the right to cancel your…
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When you apply for a Checking or Savings Account, or some credit cards, the webpage may ask you to certify you are a U.S. Person: “Under penalties of perjury, I certify that: I am a U.S. citizen or other U.S. person.” What is U.S. Person? What is Non-resident Alien? What is Resident Alien? What’s its difference between Permanent Resident? These words…
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