Chase AARP Credit Card Review (Discontinued)

AARP Credit Card from Chase Review ContentsApplication LinkBenefitsDisadvantagesPoints for AttentionRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. The previous cards will be converted to Barclays AARP Essential or Barclays AARP Travel. Benefits $100 sign-up bonus after you spend $500 in the first 3 months from account opening. The highest sign-up bonus is $200….
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Earn $25 profit + $1,300 in CC Spend with the US Mint – Great Way to Meet Min. Spend [EXPIRED]

ContentsIntroductionDetailsProcessLegitimacy, Security, Etc.Email from PFS Buyer’s Club Introduction PFS Buyer’s Club is a group that allows you to pre-register for the ability to sell them limited-edition coins before they go on sale from the US Mint. The process is simple. Register and “opt-in” for the deal with PFS, buy and receive the coin you paid for with a credit card…
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Signup Bonus Math: The Best Return on Credit Card Spend

ContentsIntroductionMiles and Points ValuationsReturn on Sign-up Bonus SpendExplanation and AssumptionsSummary Introduction Credit card signup bonuses offer the most efficient and cost-effective way to earn miles, points, or cash back. As a followup to my post 66 Credit Card Approvals in 3 Years, I break down the return you can expect from new accounts associated with each type of rewards currency,…
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Which Cathay Pacific First Class Lounge at HKG should you visit: The Pier or The Wing?

ContentsForewordsLounge access1. DesignThe PierThe Wing2. DiningThe PierThe Wing3. ShowerThe PierThe Wing4. Unique facilitiesThe Pier: Day SuitesThe Wing: the CabanasFinal thoughts Forewords Hong Kong-based Cathay Pacific Airways (rightfully) prides herself on an industry-leading first class product both in the air and on the ground. There are many well-written Cathay’s First Class reports out there on the web, so in this post I will…
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66 Credit Card Approvals in 3 Years: A Synopsis

[Update 2017.4] – See Signup Bonus Math: The Best Return on Credit Card Spend for details regarding my return-on-spend. ContentsIntroductionDisclaimerThe StrategyApproved ApplicationsDeclined ApplicationsImpact to Credit ScoreOrganizationWhat I’ve Learned (About Each Issuer)What I’ve Learned (Personally)Summary Introduction In June 2014, I came across the term “travel hacking” while reading a personal finance blog. It sounded interesting, so I learned about the basics of credit…
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Luxury Card MasterCard Titanium Card Review

Luxury Card MasterCard Titanium Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Luxury Card MasterCard Titanium Card Benefits This card is really heavy: 22g, it is now the most heavy credit card that an ordinary person can get. Earn 1 point per $1 spent. (Terms and conditions apply.) You can redeem the points at a…
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Luxury Card MasterCard Black Card Review

Luxury Card MasterCard Black Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Luxury Card MasterCard Black Card Benefits This card is really heavy: 22g, it is now the most heavy credit card that an ordinary person can get. Earn 1 point per $1 spent. (Terms and conditions apply.) You can redeem the points at a fixed…
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Uber Promotion: 50% Off Up to 10 Rides Through June 25 [Update 2017.06.19: Not Only For Select Cities?!?]

Update [2017.06.19] – I just received my third installment of up to 10 rides at 50% off within the past three weeks. HOWEVER, this time the promotion seems to be targeted for use anywhere “in the United States.” Previously the promotion was only available for use in specific cities within the U.S. The email subject line is the same as posted…
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Don’t Like the New Amex Account Design? Here’s The Link To A (Very) Old Design!

These days, banks are constantly changing their online account design. The intent is good of course: they want users to have better experiences. However, sometimes new designs are worse. Yesterday (2017.06.12), AmEx changed its design again. I feel that the new design is mainly for mobile users. If you visit on your computer/laptop, the information density is very low. Besides, it’s not…
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Citi AT&T Access More Credit Card Review (Discontinued)

AT&T Access More Card from Citi (Citi ATT) Review 2018.12 Update: It seems these days you can’t get it via product change any more, and this card is completely discontinued. 2018.7 Update: It seems it is still possible to get this card via product change. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRecommended Downgrade OptionsHistorical Offers ChartApplication Link Application Link This card no longer…
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Citi Hilton Reserve Credit Card Review (Discontinued)

Citi Hilton HHonors Reserve Card Review ContentsApplication LinkBenefitsDisadvantagesSummaryRelated Credit CardsRecommended Downgrade OptionsRecommended Application TimeAfter ApplyingHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. Benefits Earn 2 weekend night certificates after spending $2500 in first 4 months. We value this bonus at about $600 since you can redeem the free nights at most hotels within the Hilton Portfolio,…
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Seattle to Tampa Road Trip: Saving ~$2,000 with Points!

ContentsIntroductionThe Road Trip RouteUsing Hotel Points to Save $1,659Using Plenti Points to Save ~$300 on GasSummary Introduction My fiancé recently accepted a new position with a company in Tampa, FL, which means we will be relocating from Seattle at a time when hotel and gasoline prices increase for the summer tourist season. Since I’m a practical man with an affinity for saving money,…
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