Chase

Chase Freedom Unlimited® (CFU) Review (2022.1 Update: $200+5% on Gas Offer or Additional 1.5% First Year Offer)

Chase Freedom Unlimited® Review 2022.1 Update: The previous $200+5% on grocery offer is expired. There are two kinds of offers now: (1) $200+5% on gas; (2) Additional 1.5% points on all purchases in the first 12 months, up to $20,000 (i.e. $300 cashback). The latter offer is only suitable for those who has a lot of spending. 2021.11 Update: The…
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Chase Freedom Flex℠ (CFF) Review (2022.1 Update: $200+5% on Gas Offer)

Chase Freedom Flex℠ World Elite Mastercard® Review 2022.1 Update: The previous $200+5% on grocery offer is expired. The new offer is $200+5%on gas. 2021.11 Update: The $250+5% in branch offer is expired. The current offer is $200+5% or $250. Since 5% on grocery is a quite easy way to earn many points, it is better than the $250 offer in my opinion….
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World of Hyatt Credit Card Review (2021.9 Update: 30k+15k Offer or $300+1FN(cat7) Offer; Double Elite Nights)

World of Hyatt Credit Card Review 2021.9 Update: There is a new offer on this card: earn $300 in Hyatt credit in the first 12 months, plus earn 1 free night certificate (for up to category 7 Hyatt hotels) after spending $3,000 in the first 3 months. To be honest, this offer is not attractive. Probably many people would find the…
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Changes to the Chase Sapphire Preferred (CSP) & Reserve (CSR) Now in Effect!

Chase has implemented a number of positive changes to both the Sapphire Reserve and Sapphire Preferred cards, which go into effect today (August 16, 2021). There will be no immediate impact to the annual fee for either card. The changes identified below will be available immediately to new account holders and apply to existing accounts after the annual cardmember anniversary….
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Aer Lingus Visa Signature® Card Review (2022.7 Update: 75k+25k Offer)

Aer Lingus Visa Signature® Card Review 2022.7 Update: There’s a new offer. Although the official webpage still says 100k offer, but it is actually: earn 75k by spending $5k in the first 3 months, and earn another 25k by spending $20k in total in the first 12 months. The latter 25k part is actually just an extra 1.67x points, and is…
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Iberia Visa Signature® Card Review (2022.7 Update: 75k+25k Offer)

Iberia Visa Signature® Card Review 2022.7 Update: There’s a new offer. Although the official webpage still says 100k offer, but it is actually: earn 75k by spending $5k in the first 3 months, and earn another 25k by spending $20k in total in the first 12 months. The latter 25k part is actually just an extra 1.67x points, and is very…
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British Airways Visa Signature® Card Review (2022.7 Update: 75k+25k Offer)

British Airways Visa Signature® Card Review 2022.7 Update: There’s a new offer. Although the official webpage still says 100k offer, but it is actually: earn 75k by spending $5k in the first 3 months, and earn another 25k by spending $20k in total in the first 12 months. The latter 25k part is actually just an extra 1.67x points, and…
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United℠ Explorer Card Review (2022.5 Update: 70k Offer)

United℠ Explorer Card (Chase UA Explorer) Review 2021.7 Update: The 70k offer is back~ 2021.2 Update2: The new offer is 40k+25k. Ends on 2021.5.5. It’s not as good as the previous 70k offer. 2021.2 Update: The 70k offer is back~ Application Link Chase UA Explorer Benefits 70k offer: earn 60,000 United miles after spending $3,000 in the first 3 months;…
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Chase Freedom Student Credit Card Review (2020.4 Update: No Credit History Required, 5k Offer, Available Online Now)

Chase Freedom Student Review 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very easy to get approved, and even people with no credit history at all can…
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Chase Ritz-Carlton Credit Card Review (2020.1 Update: Visa Infinite $100 Air Discount Is Removed)

Chase Ritz-Carlton Credit Card Review 2020.1 Update: The Visa Infinite $100 air discount benefit is moved by Visa on 2020.1.1 without notice (Now this benefit is gone for all the US Visa Infinite cards). HT: reader moyi. Today the webpage to use this benefit shows this message: Effective 1/15/20, your Ritz Carlton Visa Infinite card no longer offers the Visa Discount…
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Chase Starbucks Credit Card Review (2019.3 Update: 6,500 Stars Historical High Offer😂)

Starbucks Rewards Visa Credit Card 2019.3 Update: The new offer is now 6,500 Stars, worth about $260… But still not recommend to apply. 2018.7 Update: The new offer is now 4,500 Stars. BTW, data points show that this card is affected by the Chase 5/24 rule. Application Link Chase Starbucks Benefits Complimentary Starbucks Gold status. Personally I don’t think it…
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JP Morgan Reserve Credit Card Review (Identical to CSR, replaced JP Morgan Palladium)

JP Morgan Reserve Review This is a new card only for JP Morgan Private Client. It replaced JP Morgan Palladium. Its benefits are identical to Chase Sapphire Reserve (CSR). Application Link JP Morgan Reserve. Note that this is only a benefit page, not the application link. You need to contact your private banker to apply. Benefits Earn 100,000 Ultimate Rewards (UR) points after…
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