Ink Business Cash℠ Credit Card Review 2023.9 Update: There’s a 90k link now, act fast before it dies! HT: DoC. [Update] The official offer is now also 90k. 2023.3 Update: The 90k offer is expired. The current offer is 75k. 2022.10 Update: The offer is now 90k, and it is the best ever offer on this card. Application Link Chase…
Read more
Ink Business Unlimited® Credit Card Review 2023.9 Update: There’s a 90k link now, act fast before it dies! HT: DoC. [Update] The official offer is now also 90k. 2023.6 Update: The 90k offer is expired. The current offer is 75k. 2022.10 Update: The offer is now 90k, and it is the best ever offer on this card. Application Link Chase Ink…
Read more
Chase Freedom Flex℠ Credit Card Review 2023.7 Update: There is a new $200+5% on grocery&gas offer. Screenshot. [2023.9 Update] Expired. The current offer is $200. 2023.4 Update: The $200+5% on grocery offer is expired. The current offer is $200. 2022.10 Update: The $200+5% on grocery offer is back. Grocery is a better category for most people. Offer Link Chase Freedom Flex (CFF)…
Read more
Chase Freedom Unlimited® Review 2023.7 Update: There is a new $200+5% on grocery&gas offer. Screenshot. [2023.9 Update] Expired. The current offer is $200. 2023.4 Update: The $200+5% on grocery offer is expired. Currently there’s a $200 offer or additional 1.5% cash back (first year) offer. 2022.10 Update: The $200+5% on grocery offer is back. Grocery is a better category for most…
Read more
2023.7 Update: AmEx MR points can be transferred to Qatar Airways (QR) now! The ratio is 1:1. Actually before that you can already get QR miles 1:1 from BA miles so it is not a big deal. 2021.10 Update: Capital One improved the transfer ratios to be 1:1 for most partners now! Also note that starting from 10.24 Capital One…
Read more
Ink Business Preferred® Credit Card Review 2023.7 Update: The new offer is 100k, with $8k spending requirement (down from $15k spending requirement). Application Link Chase Ink Preferred (CIP) Benefits 100k offer: earn 100,000 Ultimate Rewards (UR) points after spending $8,000 within the first 3 months of card membership. This is the best offer on this card. We estimate that Ultimate…
Read more
Chase Sapphire Preferred® Card Review 2023.7 Update: The 80k offer links are all dead now. The current offer is 60k. 2023.6 Update: The offer is lowered from 80k to 60k. It seems the 90k offer in branch is still alive according to DoC, but we don’t know when it will end. [Update] The 80k link is alive again magically. HT:…
Read more
Chase Freedom Student Review 2023.6 Update: New card. No credit history required. Application Link Chase Freedom Rise Benefits $25 offer: earn a $25 statement credit after signing up for automatic payments within the first 3 months. Earn 1.5% cash back on everything. Although this card is advertised as a cash back card, it actually earns Ultimate Rewards (UR) points. We…
Read more
Chase Sapphire Reserve® (CSR) Review 2022.12 Update: The welcome offer is back to 70k now. 2022.11 Update: The Lyft membership comes with this card is changed from Lyft Pink to a more premium membership called Lyft Pink All Access as of Nov 15. BTW, the 80k offer will expire on Nov 30, so if you want this card it’s better to get…
Read more
Ink Business Premier℠ Credit Card Review 2022.10 Update: This card is available online now. Application Link Chase Ink Premier Benefits $1,000 offer: earn $1,000 bonus cash back after spending $10,000 within the first 3 months of card membership. Earn 2.5% cash back on purchases of $5,000 or more. Earn 5% cash back on travels via UR portal. Earn unlimited 2% cash…
Read more
Chase Freedom® Review 2020.9 Update: The upgraded version of this old Freedom card, the Chase Freedom Flex (CFF) card, is now launched! Basically the only advantage of this old card is that you can hold multiple of them at the same time to increase the 5x bonus categories spending limit. On the same day, this old Freedom is discontinued. Application…
Read more
Chase Freedom Student Review 2023.6 Update: This card is now discontinued. It is replaced by Chase Freedom Rise. 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very…
Read more
One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines. The relationship of each currency to various airlines is summarized in Wings of the…
Read more
Chase Ultimate Rewards (UR) are arguably the most valuable transferrable points currency due to the number of products that can be used to acquire points, the breadth of their transfer partner redemption options, and their baseline value of 1.0 cent per point (cpp) when redeemed for cash. In Part 1 of this chapter on Chase UR, we focus on how…
Read more
JP Morgan Reserve Review This is a new card only for JP Morgan Private Client. It replaced JP Morgan Palladium. Its benefits are identical to Chase Sapphire Reserve (CSR). Application Link JP Morgan Reserve. Note that this is only a benefit page, not the application link. You need to contact your private banker to apply. Benefits Earn 100,000 Ultimate Rewards (UR) points after…
Read more
