English - 7/43 - US Credit Card Guide

Discover Savings Account Review (2025.9 Update: $150/$200 Offer)

physixfan 2025-05-20 2025-09-28 50 Comments

Discover Savings Account Review 2025.9 Update: The higher offer is expired. Currently there’s only the regular $150/$200 offer. 2025.5 Update: There’s a new $150/$500 offer. ContentsApplication LinkBenefitsBonus RequirementsSummaryHistorical Offers ChartApplication Link Application Link Discover Savings $150/$200 Offer Benefits New account opening bonus of $150/$200. See below for detailed requirements. Offer expires on 2026.3.12. The opening bonus will arrive very quickly, typically…
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Savings Accounts / MMA

Discover, Savings Accounts / MMA

AmEx Schwab Investor Credit Card Review (2025.6 Update: $200 Offer)

physixfan 2025-05-08 2025-06-12 22 Comments

Schwab Investor Card from American Express Review [2025.6 Update] The welcome offer is back to $200. [2025.5 Update] The new welcome offer is $300. [2024.11 Update] The new welcome offer is $300. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $200…
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AmEx

American Express (AmEx), Cash Back Credit Card, No Annual Fee

Cardless Qatar Airways Infinite Credit Card Review

physixfan 2025-05-01 2025-06-24 1 Comment

Cardless Qatar Airways Privilege Club Infinite Credit Card Review ContentsApplication LinkHistorical Offers ChartApplication Link Application Link Cardless Qatar Airways Infinite Historical Offers Chart Application Link Cardless Qatar Airways Infinite

Other Banks

Airline Credit Card, No Foreign Transaction Fee, Oneworld, Qatar Airways (QR)

Cardless Qatar Airways Signature Credit Card Review

physixfan 2025-05-01 2025-06-24 0 Comments

Cardless Qatar Airways Privilege Club Signature Credit Card Review ContentsApplication LinkHistorical Offers ChartApplication Link Application Link Cardless Qatar Airways Signature Historical Offers Chart Application Link Cardless Qatar Airways Signature

Other Banks

Qatar Airways (QR)

United℠ Explorer Card Review (2025.6 Update: 70k Offer)

physixfan 2025-04-30 2025-07-20 78 Comments

United℠ Explorer Card (Chase UA Explorer) Review 2025.6 Update: The welcome offer is now lowered to 70k. 2025.4 Update: There’s a new link with better offer 90k: in addition to the 80k offer with $3k spending requirement, earn 5k more miles when you add an authorized user in the first 3 months, and earn 5k more miles upon approval when…
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Chase

Airline Credit Card, Chase, No Foreign Transaction Fee, United Airlines (UA)

US Bank Smartly Credit Card Review (2025.4 Update: Got Nerfed)

physixfan 2025-04-14 2025-04-14 2 Comments

U.S. Bank Smartly™ Visa Signature® Card Review 2025.4 Update: Starting from today (2025.4.14), the benefits of this card got nerfed. Existing customers can enjoy the previous benefits, new customers will get the following new changes: Only checking account balances count toward the reward tiers. Savings account and brokerage account don’t count any more. The extra cashback is no longer unlimited,…
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US Bank

Wells Fargo Choice Privileges Credit Card Review (2026.1 Update: 60k Offer)

physixfan 2025-04-14 2026-01-11 3 Comments

Choice Privileges® Mastercard® Review 2026.1 Update: The new offer is 60k. 2025.9 Update: The higher offer is expired. Currently there’s only a 40k offer. 2025.4 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer. ContentsApplication LinkBenefitsSummaryRelated Credit CardsHistorical Offers ChartApplication Link Application Link Wells Fargo Choice Privileges Benefits 60k offer:…
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Wells Fargo

Choice Privileges, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee, Wells Fargo

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2025.4 Update: 75k Offer)

physixfan 2025-04-11 2025-10-20 44 Comments

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2025.4 Update: The 75k offer is back. 2024.10 Update: The 75k offer is back. [Updated] Expired. 2024.8 Update: The 75k offer is expired. The current offer is 65k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 75k Offer: earn…
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Citibank Business Card

Airline Credit Card, American Airlines (AA), Citibank, No Foreign Transaction Fee

United Gateway℠ Card Review (2025.11 Update: 40k Offer)

physixfan 2025-03-26 2026-01-01 31 Comments

United Gateway℠ Card Review 2025.11 Update: The new offer is 40k. 2025.7 Update: The new offer is 30k: in addition to the 20k offer with $1k spending requirement, earn 10k more miles when you add an authorized user in the first 3 months. That’s 30k miles in total. Offer ends on Nov 5. 2025.4 Update: There’s a new link with better…
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Chase

Airline Credit Card, Chase, No Annual Fee, No Foreign Transaction Fee, United Airlines (UA)

United Club℠ Infinite Card Review (2025.11 Update: 100k Offer)

ThunderFat 2025-03-24 2026-01-01 44 Comments

United Club℠ Infinite Card (Chase UA Club) Review 2025.11 Update: The welcome offer is now 100k. 2025.7 Update: The welcome offer is lowered to 90k. 2025.4 Update: There’s a new link with better offer 105k: in addition to the 95k offer with $5k spending requirement, earn 5k more miles when you add an authorized user in the first 3 months, and…
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Chase

Airline Credit Card, Chase, Metal Card, No Foreign Transaction Fee, Premium Credit Card, United Airlines (UA)

US Bank Shield Credit Card Review (New Card)

physixfan 2025-03-17 2025-03-17 6 Comments

U.S. Bank Shield™ Visa® Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link US Bank Shield Benefits Earn a $20 annual statement credit for 11 consecutive months of purchases (calendar month). Earn 4% cash back on prepaid air, hotel and car reservations booked directly in the US Bank Rewards Center. No cash back on other purchases. 0%…
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US Bank

No Annual Fee, US Bank

AmEx Marriott Bonvoy Bevy Credit Card Review (2025.10 Update: 85k Offer)

physixfan 2025-03-13 2026-01-01 32 Comments

AmEx Marriott Bonvoy Bevy Credit Card Review 2025.10 Update: The higher offer is expired. Currently there’s only 85k offer. 2025.8 Update: The 155k offer comes back. 2025.5 Update: The higher offer is expired. Currently there’s only 135k offer. 2025.3 Update: The 155k offer comes back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx…
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AmEx

American Express (AmEx), Marriott Bonvoy

BoA Air France KLM Credit Card Review (2025.3 Update: 70k Offer)

ThunderFat 2025-03-06 2025-03-06 34 Comments

BoA Air France KLM World Elite Mastercard Review 2025.3 Update: The new offer is 70k. HT: DDG. 2025.1 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.9 Update: The new offer is 70k. You may see 60k+$150 offer via dummy booking. HT: FM. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link BoA Air France…
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BoA

Air France (AF), Airline Credit Card, Bank of America (BoA), No Foreign Transaction Fee, Royal Dutch Airlines (KLM)

Barclays Wyndham Earner Plus Credit Card Review (2025.3 Update: 90k Offer)

physixfan 2025-03-04 2025-03-04 70 Comments

Wyndham Rewards® EarnerSM Plus Card Review 2025.3 Update: The new offer is 90k, which is a very good one on this card though not the best ever offer. 2025.1 Update: The higher offer is expired, and there’s only a 45k offer now. 2023.9 Update: The new offer is 75k, which is a very good one on this card though not…
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Barclays

Barclays, Hotel Credit Card, No Foreign Transaction Fee, Wyndham Rewards

Barclays Wyndham Earner Credit Card Review (2025.3 Update: 60k Offer)

physixfan 2025-03-04 2025-03-04 24 Comments

Wyndham Rewards® EarnerSM Card Review 2025.3 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired, and there’s only a 30k offer now. 2024.9 Update: The new offer is 45k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Barclays Wyndham Earner Benefits 60k offer: earn 60,000 Wyndham points after spending $2,000 in the first…
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Barclays

Barclays, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee, Wyndham Rewards