English - 5/42 - US Credit Card Guide

Citi Priority Package Review (2024.10 Update: $500 Offer)

physixfan 2024-10-16 2024-10-16 31 Comments

Citibank Priority Package Review 2024.10 Update: The $500 offer is extended to 1/7/2025. 2024.1 Update: The new offer is $500 with $30k deposit. There is also a new change: the 0 monthly fee requirement for Citi Priority has been lowered from $50k to $30k. ContentsApplication LinkBenefitsBonus RequirementsDifferent Citi Checking AccountsSummaryHistorical Offers ChartApplication Link Application Link Citi Priority Package Benefits $500 sign-up…
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Checking Accounts

Checking Accounts, Citibank

Capital One Spark Cash for Business Review (2024.10 Update: $750 Offer)

ThunderFat 2024-10-15 2024-11-14 27 Comments

Capital One Spark Cash for Business Review 2024.10 Update: Surprisingly, this card has come back! It comes with a $750 welcome offer. 2023.2 Update: This card is discontinued. ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsHistorical Offers ChartLearn More Learn More Capital One Spark Cash Benefits $750 offer: earn $750 cashback after spending $7,500 in the first 3 months. This is the…
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Capital One Business Card

Capital One, Capital One (C1) Miles, No Foreign Transaction Fee

Citi Regular Checking Review (2025.1 Update: $450 Offer Expired)

physixfan 2024-10-09 2025-01-08 25 Comments

Citi Regular Checking (Formerly Citi Basic Banking Package) Review 2025.1 Update: The $450 offer is expired. Currently there’s no welcome offer. 2024.10 Update: The new offer is $325/$450, the required amount of Enhanced Direct Deposit is $3k/$6k. Because Citi’s “Enhanced Direct Deposit” is super easy to do, we recommend everybody to do the $450 offer. 2024.1 Update: This bank account…
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Checking Accounts

Checking Accounts, Citibank

Costco Anywhere Visa® Card by Citi Review (2025.5 Update)

physixfan 2024-10-07 2025-05-02 55 Comments

Costco Anywhere Visa® Card by Citi Review 2024.10 Update: This card does not have any welcome offer most of the time. Currently there’s a $75 welcome offer, which is the best ever offer on this card! ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link Costco Anywhere Visa® Card by Citi Benefits Earn 5% cash back on Costco gas; 4% cash…
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Citibank

Cash Back Credit Card, No Annual Fee, No Foreign Transaction Fee

AmEx Green Card Review (2024.10 Update: 40k Offer; LoungeBuddy Credit Removed Soon)

Geo 2024-10-05 2024-10-05 98 Comments

American Express Green Card Review 2024.10 Update: The $100 LoungeBuddy Credit benefit is removed for new applicants, and for existing cardholders have until January 13, 2025 to use the credit. This is not surprising, because LoungBuddy itself is going to be closed very soon. This move makes it harder to justify AmEx Green’s annual fee. 2023.8 Update: The 60k+$200 offer is ending…
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AmEx

American Express (AmEx), Charge Card, Membership Rewards (MR)

BoA Checking Account Review (2025.2 Update: $300 Offer)

physixfan 2024-10-02 2025-02-01 12 Comments

Bank of America Checking Account Review 2025.2 Update: The $300 offer extended the deadline to 2025.5.31. 2025.1 Update: The $500 offer is expired as planned. The $300 offer will expire on 2025.1.31. 2024.10 Update: There’s a $300 offer (which requires no deposit but requires direct deposit (DD)) and $500 offer (which requires $15k deposit for 90 days) now! These are…
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Checking Accounts

Bank of America (BoA), Checking Accounts

Chase Aeroplan® Card Review (2025.1 Update: 70k Offer)

physixfan 2024-09-26 2025-01-16 27 Comments

Chase Aeroplan® Card Review 2025.1 Update: The higher offer is expired. Currently there’s only 60k+10k offer. 2024.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter part may not be worth doing because…
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Chase

Air Canada (AC), Airline Credit Card, Chase, No Foreign Transaction Fee

AmEx EveryDay (ED) Credit Card Review (2024.9 Update: Discontinued? Or Being Refreshed?)

physixfan 2024-09-26 2024-09-26 131 Comments

The AmEx EveryDay Credit Card (ED) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.1 Update: It seems the 25k offer is no longer available. The current offer is 10k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link…
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AmEx

American Express (AmEx), Grocery Card, Membership Rewards (MR), No Annual Fee

Iberia Visa Signature® Card Review (2025.1 Update: 75k Offer)

physixfan 2024-09-13 2025-01-09 43 Comments

Iberia Visa Signature® Card Review 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k points after $7500 spend within 6 months of account opening. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Iberia Benefits 75k offer: earn 75,000 bonus Avios miles after spending $5,000 in 3 months. The…
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Chase

Airline Credit Card, Chase, Iberia (IB), No Foreign Transaction Fee

Aer Lingus Visa Signature® Card Review (2025.1 Update: 75k Offer)

physixfan 2024-09-13 2025-01-09 36 Comments

Aer Lingus Visa Signature® Card Review 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k bonus points after $7500 spend within 6 months of account opening. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Aer Lingus Benefits 75k offer: earn 75,000 bonus Avios miles after spending $5,000 in…
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Chase

Aer Lingus (EI), Airline Credit Card, Chase, No Foreign Transaction Fee

AmEx Marriott Bonvoy Business Credit Card Review (2024.10 Update: 3FN Offer)

physixfan 2024-09-12 2024-10-17 54 Comments

Marriott Bonvoy Business American Express Card (Formerly Starwood Preferred Guest Business Credit Card from American Express) Review 2024.10 Update: The 5FN offer is expired. Currently there’s only 3FN offer. 2024.9 Update: The 5FN offer comes back. 2024.5 Update: The 5FN offer comes back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Marriott Bonvoy Business Benefits…
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AmEx Business Card

American Express (AmEx), Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee, Starwood Preferred Guest (SPG)

Upgrade MyFive “Credit Card” Review (New Card, 5% Category of Your Choice)

physixfan 2024-08-16 2024-08-16 4 Comments

MyFive Cash Rewards Review ContentsApplication LinkFeaturesDisadvantagesSpecial Interest Calculation MethodSummaryHistorical Offers ChartApplication Link Application Link Upgrade MyFive Features Every month, you can choose one category from the following to earn 5% cash back, with a quarterly cap of $3,000: Groceries Dining Drug Stores Travel TV, Internet, and Streaming Services Cell Phone Providers Pet Care and Stores Home Utilities All other purchases…
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Other Banks

No Annual Fee, Upgrade (FinTech)

Capital One Spark Cash Plus Review (2024.8 Update: $2,000 Offer!)

physixfan 2024-08-13 2024-10-15 13 Comments

Capital One Spark Cash Plus Review 2024.8 Update: The new offer is $2,000, and its spending requirement is $30k in 3 months. The spending requirement is huge so it is only suitable for those who have a lot of spending. Besides, in the first year, you earn extra $2,000 for every $500k spent. This is equivalent to 0.4% cashback. The…
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Capital One Business Card

Capital One, Capital One (C1) Miles, Charge Card, No Foreign Transaction Fee

AmEx Gold Card Review (2024.11 Update: 100k Offer)

physixfan 2024-07-25 2024-11-07 157 Comments

American Express Gold Card (Formerly Premier Rewards Gold) Review 2024.11 Update: The 100k+$100 offer is expired. Currently there’s a 100k offer if you try hard in incognito mode. 2024.7 Update: New benefits on this card: The annual fee is increased from $250 to $325. New Benefit: $84 Dunkin’ credit: $7 Dunkin’ credit per month. Enrollment required. New Benefit: $100 Resy…
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AmEx

American Express (AmEx), Charge Card, Dining Card, Grocery Card, Membership Rewards (MR), Metal Card, No Foreign Transaction Fee

Wells Fargo Choice Privileges Select Credit Card Review (2025.1 Update: 60k Offer)

physixfan 2024-07-14 2025-01-09 4 Comments

Choice Privileges® Select Mastercard® Review 2025.1 Update: The higher offer is expired. Currently there’s only a 60k offer. 2024.7 Update: There’s a link with 100k offer now. This is the best ever offer on this card! ContentsApplication LinkBenefitsDisadvantagesSummaryRelated Credit CardsHistorical Offers ChartApplication Link Application Link Wells Fargo Choice Privileges Select Benefits 60k offer: Earn 60,000 Choice Privileges points after spending…
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Wells Fargo

Choice Privileges, Hotel Credit Card, No Foreign Transaction Fee, Wells Fargo