Store Credit Cards (such as co-branded credit cards of Macy’s, Victoria’s Secret, Banana Republic, etc.) Review Strongly NOT recommended! Many of us might have been recommended to apply for store credit card while shopping at like Macy’s, Victoria’s Secret, Banana Republic and so on. Generally, the bonus for applying that kind of card is a considerably high discount for the current…
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One common way to apply for credit cards is to apply for several cards in the same day, and repeat every three months, which is call App-O-Rama (AOR). The reason to do AOR is that it takes some time for the new accounts to show up on credit reports, so other banks can’t see the new accounts in the same…
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US Bank Radisson (Formerly Club Carlson) Rewards Visa Signature Credit Card Review 2020.6 Update: This card is discontinued. Note that don’t confuse this card ($50 annual fee) with US Bank Radisson Premier Visa Signature ($75 annual fee). 2018.3 Update: The Club Carlson rewards program is now rebranded as Radisson. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsBest Downgrade OptionsHistorical Offers ChartApplication Link Application Link…
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Credit Report and Credit Score (mostly by FICO) are key factors in approval of credit cards. For credit cards owners, it is very important to know about their Credit Reports and FICO Credit Scores. We have talked about several ways to get free Credit Report and Credit Score in How to Get Free Credit Reports And Scores. The next question…
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The tendency of credit card issuing policy differs from bank to bank in America. Even customers with very high credit scores might sometimes face a rejection: what is going on? Which bank should we try if we are looking for a high credit limit? Which bank offers the credit card that is the easiest to get approved? In order to find us…
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Credit Limit Increase (CLI) can make normal spending more smoothly, and by indirectly decreasing the utilization, you might improve your credit score because of this. Some banks, however, pull the credit report from one of the credit bureaus when you request a CLI, it’s called Hard Pull (HP), which is somewhat harmful to your credit history. So it』s necessary to figure out which…
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US Airways World Premier MasterCard Review Application Link This card no longer accepts new applications. Existing cards have been converted to AAdvantage Aviator Red MasterCard (also do not accept application). If you are interested in American Airlines credit card, or US Airway (now part of American Airline) credit card, our recommendation is Citi AAdvantage Platinum Select MasterCard. Recommended Downgrade Options AAdvantage Aviator MasterCard
Credit cards with no annual fee are always not a bad choice to keep. Here is a list of good credit cards with no annual fee.
The contents in the previous post are actually easy to find on the Internet, actually you can go to the banks’ official websites and look for the bonuses and terms. However what I am going to talk about in this post is not easy to find on the banks’ official websites, yet very important when applying for credit cards or manage…
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After getting your first credit card and some decent credit history, you can choose credit card combination according to your own situation. If you feel it troublesome to have too many cards or just want to try few of them, it is unnecessary to read through this post. The first and second parts are enough for you. Large parts of…
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I’ve introduced some elementary factors in the previous post. And this post is the actual beginning of guide of shopping using credit cards. Let’s apply for credit cards and start shopping! Contents1. Selection of Elementary Card1.1. Discover It1.2. Getting Cards by large deposits — Chase Freedom & BoA 1231.3. Citi Student Credit Card1.4. Secured Card2. Shortcut to high credit limit — American…
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I』ve read several posts about introduction to credit cards online, but found none of them satisfying, so I decided to write one myself. I think most people have little awareness of credit cards』 benefits in their daily lives. After all, my personal experience and knowledge is limited, so some of my statements may by not accurate or even misleading. Your corrections are…
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Brex Business Credit Card Review Application Link Brex Historical Offers Chart
American Express Centurion Card Review What is American Express Centurion Card? Probably quite a lot of people have heard the story that a Centurion Card tempts numerous beauties in the bar. Then what is the card on earth? ContentsBenefitsDisadvantagesSummary Benefits No pre-set credit limit and the credit limit could potentially be huge. It is, according to rumors, the only credit…
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Lowe’s Business Rewards Card from American Express Review Application Link AmEx Lowes Business Historical Offers Chart
