English - 2/41 - US Credit Card Guide

Barclays Wyndham Earner Business Credit Card Review (2024.3 Update: 100k Offer!)

physixfan 2024-03-08 2024-03-08 24 Comments

Wyndham Rewards® EarnerSM Business Card Review 2024.3 Update: The new offer is 100k, note that the spending requirement is high: $15k in 12 months. 2023.5 Update: The new offer is 75k, however, the spending requirement is higher than before. 2023.1 Update: The higher offer is expired, and there’s only a 45k offer now. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers…
Read more

Barclays Business Card

Barclays, Hotel Credit Card, No Foreign Transaction Fee, Wyndham Rewards

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review (2024.3 Update: 75k Offer Is Back!)

physixfan 2024-03-07 2024-03-07 121 Comments

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review 2024.3 Update: The 75k offer is back now! You can get 75,000 AA miles after spending $3500 in 4 months. This is the best offer in recent years. 2023.6 Update: The 75k offer is expired. The current offer is 60k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication…
Read more

Citibank

Airline Credit Card, American Airlines (AA), Citibank, No Foreign Transaction Fee

AmEx Hilton Aspire Credit Card Review (2024.3 Update: 175k Offer)

physixfan 2024-03-07 2024-03-07 40 Comments

The Hilton Honors American Express Aspire Card Review 2024.3 Update: The new offer is 175k. It’s close to the best ever offer (180k). Offer ends on 4/17/2024. 2024.1 Update: The welcome offer is changed from 180k to 150k. 2023.10 Update: The new offer is 180k, which is the best ever offer. There are manychanges of the benefits. [/su_spoiler] ContentsApplication LinkBenefitsDisadvantagesRecommended…
Read more

AmEx

American Express (AmEx), Hilton Honors, No Foreign Transaction Fee, Premium Credit Card

AmEx Hilton Surpass Credit Card Review (2024.3 Update: 155k Offer)

physixfan 2024-03-07 2024-03-07 51 Comments

The Hilton Honors American Express Surpass Card Review 2024.3 Update: The new offer is 155k. Offer ends on 4/17/2024. 2024.1 Update: The welcome offer is changed from 170k to 130k. 2023.10 Update: The new offer is 170k. There are a few changes of the benefits. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Amex…
Read more

AmEx

American Express (AmEx), Hilton Honors, Hotel Credit Card, No Foreign Transaction Fee

AmEx Hilton Credit Card Review (2024.3 Update: 100k Offer)

physixfan 2024-03-07 2024-03-07 113 Comments

The Hilton Honors American Express Card Review 2024.3 Update: The new offer is 100k. 2024.1 Update: The welcome offer is changed from 100k to 80k. 2023.10 Update: The new offer is 100k. The card art is changed. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Hilton Benefits 100k offer: earn 100,000 Honors Points after spending…
Read more

AmEx

American Express (AmEx), Hilton Honors, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee

AmEx Gold Card Review (2024.3 Update: 90k+$50 Offer)

physixfan 2024-03-02 2024-03-02 151 Comments

American Express Gold Card (Formerly Premier Rewards Gold) Review 2023.3 Update: The new offer is 90k + 20% back on restaurants up to $50 back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Gold Benefits 90k+$50 offer: Earn 90,000 Membership Rewards (MR) points after spending $6,000 in first 6 months. In the first 3 months,…
Read more

AmEx

American Express (AmEx), Charge Card, Dining Card, Grocery Card, Membership Rewards (MR), Metal Card, No Foreign Transaction Fee

AmEx Marriott Bonvoy Brilliant Credit Card Review (2024.2 Update: 185k Offer!)

physixfan 2024-02-29 2024-02-29 54 Comments

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2024.2 Update: The new offer is 185k, which is the best points offer on this card. 2023.11 Update: The higher offer is expired. The current offer is only 95k. 2023.9 Update: The card is now offering 2 Free Night Awards each can be redeemed up to…
Read more

AmEx

American Express (AmEx), Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee, Premium Credit Card, Starwood Preferred Guest (SPG)

AmEx Marriott Bonvoy Business Credit Card Review (2024.2 Update: 5FN Offer!)

physixfan 2024-02-15 2024-02-15 49 Comments

Marriott Bonvoy Business American Express Card (Formerly Starwood Preferred Guest Business Credit Card from American Express) Review 2024.2 Update: The new offer is 5 FN (up to 50k)! This is one of the best offer on this card. 2023.11 Update: The new offer is 3 FN (up to 50k). 2023.9 Update: The 125k offer is back. Requires $8000 spend within 6…
Read more

AmEx Business Card

American Express (AmEx), Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee, Starwood Preferred Guest (SPG)

AmEx Begins To Add Family Language: Higher Annual Fees Cards Will Affect The Welcome Offers On Lower Annual Fee Ones In The Same Family Series! (2024.2 Update: Green Card Joined)

physixfan 2024-02-11 2024-02-11 15 Comments

[2024.2 Update] AmEx Green card joined. Having held Gold or Platinum will affect the eligibility of Green card. [2023.12 Update] Marriott Co-branded cards joined. Having held Marriott Brilliant will affect the eligibility of Marriott Bevy card. [2023.10 Update] We initially thought that this family language limitation would first be implemented on co-branded cards, especially since it started with the Delta…
Read more

AmEx Summaries

American Express (AmEx)

IHG One Rewards Premier Credit Card Review (2024.4 Update: 140k Offer)

physixfan 2024-02-08 2024-04-04 63 Comments

IHG One Rewards Premier Credit Card Review 2024.4 Update: The higher offer is expired. The current offer is 140k. 2024.2 Update: The new offer is 165k. 2023.6 Update: The new offer is 140k+$100. Not as good as 175k or 150k+$50+first year AF waived offers that appeared before. [Update] Offer expired. The current offer is 140k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit…
Read more

Chase

Chase, Hotel Credit Card, IHG Rewards Club, No Foreign Transaction Fee

Southwest Rapid Rewards® Plus Credit Card Review (2024.3 Update: 50k Offer)

physixfan 2024-02-06 2024-03-14 1,885 Comments

Southwest Rapid Rewards® Plus Credit Card Review 2024.3 Update: The higher offer is expired. There’s only 50k offer now. 2024.2 Update: The new offer is 30k + companion pass until 2025.2.28. Offer expires on 2024.3.11. 2023.10 Update: The new offer is 75k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Southwest Plus Benefits…
Read more

Chase

Airline Credit Card, Chase, Southwest Airlines (WN)

Southwest Rapid Rewards® Premier Credit Card Review (2024.3 Update: 50k Offer)

physixfan 2024-02-06 2024-04-06 51 Comments

Southwest Rapid Rewards® Premier Credit Card Review 2024.3 Update: The higher offer is expired. There’s only 50k offer now. 2024.2 Update: The new offer is 30k + companion pass until 2025.2.28. Offer expires on 2024.3.11. 2023.10 Update: The new offer is 75k. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Southwest Premier (This…
Read more

Chase

Airline Credit Card, Chase, No Foreign Transaction Fee, Southwest Airlines (WN)

Southwest Rapid Rewards® Priority Credit Card Review (2024.3 Update: 50k Offer)

physixfan 2024-02-06 2024-03-14 31 Comments

Southwest Rapid Rewards® Priority Credit Card Review 2024.3 Update: The higher offer is expired. There’s only 50k offer now. 2024.2 Update: The new offer is 30k + companion pass until 2025.2.28. Offer expires on 2024.3.11. 2023.10 Update: The new offer is 75k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Southwest Priority Benefits…
Read more

Chase

Airline Credit Card, Chase, No Foreign Transaction Fee, Southwest Airlines (WN)

Chase Ritz-Carlton Credit Card Review (2024.2 Update: The New Metal Card Is Only 17g In Weight)

physixfan 2024-02-06 2024-02-06 68 Comments

Chase Ritz-Carlton Credit Card Review 2024.2 Update: According to data points on our forum, the new metal card is only 17g in weight (previously the weight 13g, and before that there is a version with 28g in weight). It is not a “come back” as advertised in the email! 2024.1 Update: All Ritz card holders has received this email: due…
Read more

Chase

Chase, Hotel Credit Card, Marriott Bonvoy, Metal Card, No Foreign Transaction Fee, Premium Credit Card

Delta SkyMiles® Gold Business American Express Card Review (2024.3 Update: 80k Offer Expired)

physixfan 2024-02-02 2024-03-28 59 Comments

Delta SkyMiles® Gold Business American Express Card Review 2024.3 Update: The higher offer is expired. The current offer is very low ball. Wait for the higher offer to come back. 2024.2 Update: The new offer is 80k, and there are a few changes to this card: Annual fee is increased from $99 to $150. Delta Flight Credit increased from $100…
Read more

AmEx Business Card

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee