BoA Customized Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + 6% Cashback on Category of Your Choice First Year)

Bank of America Customized Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus 6% cash back in the category of your choice for the first year. This is 3% more cashback in addition to the existing 3% cashback rate on category of your choice. The upper limit is the same $2,500 spending per quarter. Therefore, if…
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IHG One Rewards Premier Credit Card Review (2025.5 Update: 5FN Offer)

IHG One Rewards Premier Credit Card Review 2025.5 Update: There’s a 5FN offer (up to 60k each). This is the best offer on this card. 2025.3 Update: The higher offer is expired. The current offer is only 140k. 2025.1 Update: There’s a 5FN offer (up to 40k each). It’s not as good as the previous 5FN (up to 60k each)…
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BoA Alaska Business Credit Card Review (2025.5 Update: 75k Offer)

Alaska Airlines Visa Business Card Review 2025.5 Update: The new offer is 75k miles. This is the best ever offer on this card. HT: DoC. 2025.1 Update: The new offer is 70k miles. 2024.9 Update: The higher offer is expired. The current offer is only 50k. Besides, there are a few changes recently: Annual fee is changed from $75 to…
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Mesa Homeowners Card Review (Earn Points on Mortgage) (2025.5 Update: 50k Offer)

Mesa Homeowners Visa® Signature Preferred Credit Card 2025.5 Update: This is a newly launched card, and its biggest selling point is that it lets you earn points on your mortgage payments. Right now, there’s a 50k point welcome bonus available, ending June 30. ContentsApplication LinkFeaturesDisadvantagesMesa Points OverviewSummaryApplication Link Application Link Mesa Homeowners Card Make sure to use promo code BONUS50…
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Chase Aeroplan® Card Review (2025.5 Update: 75k Offer)

Chase Aeroplan® Card Review 2025.5 Update: The new offer is 75k. 2025.1 Update: The higher offer is expired. Currently there’s only 60k+10k offer. 2024.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter…
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Citi® / AAdvantage® Executive World Elite Mastercard® Review (2025.5 Update: 100k Offer)

Citi® / AAdvantage® Executive World Elite Mastercard® (Citi AA Exe) Review 2025.5 Update: The 100k offer has come back. 2024.8 Update: The 100k offer is expired. The current offer is 75k. 2024.5 Update: The 100k offer has come back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Citi® / AAdvantage® Executive World Elite Mastercard®…
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Citi Rewards+® Card Review (2025.5 Update: Will Be Automatically Converted to Citi Strata Card on Jul 20)

Citi Rewards+® Card Review 2025.5 Update2: According to TPG, this card will be automatically converted to a new card Citi Strata card (which is pretty useless), and lose the most important benefits: rounding up to nearest 10 points and 10% back when redeeming TYP. If you have some TYP and want to transfer them to partners, do it now before…
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Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2025.5 Update: New Transfer Partner QR 1:1)

Bilt Mastercard® Review 2025.5 Update2: New transfer partner: Qatar Airways (QR). The transfer ratio is 1:1. QR uses the Avios system, and can be transferred between BA Avios, etc. 2025.5 Update: New transfer partner: Japan Airlines (JL). The transfer ratio is 1:1. JL miles are hard to get, because it’s not a partner of UR/MR/TYP/C1 points. It’s great to see…
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Discover Savings Account Review (2025.6 Update: $150/$200 Offer)

Discover Savings Account Review 2025.6 Update: The higher offer is expired. Currently there’s only the regular $150/$200 offer. 2025.5 Update: There’s a new $150/$500 offer. ContentsApplication LinkBenefitsBonus RequirementsSummaryHistorical Offers ChartApplication Link Application Link Discover Savings Benefits New account opening bonus of $150/$200. See below for detailed requirements. Offer expires on 2025.\9.11. The opening bonus will arrive very quickly, typically a few…
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Wings of the Points — UR/MR/TYP/C1/Bilt/Marriott Points to Miles Transfer Chart (2025.5 Update: Bilt Is Added)

2025.5 Update2: JL is now a transfer partner of Bilt points at ratio 1:1. 2025.5 Update: Bilt Rewards is added to this chart. A few minor changes over the years are also updated. Usage It is better to view this chart on desktop. The screens on mobile devices are usually too narrow to fully interact with the chart. Move your…
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AmEx Platinum Card for Morgan Stanley Review (2025.6 Update: 80k Offer)

The Platinum Card from American Express Exclusively for Morgan Stanley Review 2025.6 Update: The 150k welcome offer is expired. The current offer is 80k. 2025.5 Update: The new offer is 150k! 2024.5 Update: The new offer is 125k! ContentsApplication LinkBenefitsVaries CreditsDisadvantagesAuthorized UsersRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Platinum Card for Morgan Stanley. You need…
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AmEx Platinum Card for Schwab Review (2025.6 Update: 80k Offer)

American Express Platinum Card for Schwab Review 2025.6 Update: The higher welcome offer is expired. The current offer is only 80k. 2025.5 Update: The new welcome offer is 125k! In terms of points alone, this is the highest welcome offer ever offered for this card. Offer ends on 6/11. 2024.11 Update: The new welcome offer is 125k! In terms of…
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AmEx Schwab Investor Credit Card Review (2025.6 Update: $200 Offer)

Schwab Investor Card from American Express Review [2025.6 Update] The welcome offer is back to $200. [2025.5 Update] The new welcome offer is $300. [2024.11 Update] The new welcome offer is $300. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $200…
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Chase Sapphire Preferred® (CSP) Review (2025.5 Update: 60k Offer)

Chase Sapphire Preferred® Card Review 2025.5 Update2: Party is over. The 100k offer is expired as scheduled. Now there’s only a 60k offer. 2025.5 Update: Third party website Rakuten is giving an extra $300 for CSP! The Rakuten cashback can be converted to MR points so it can also be seen as 30k MR points. This is a fantastic addition…
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