Wells Fargo Platinum Card Review
2021.10 Update: This card is discontinued. The new 0 APR card from Wells Fargo is Wells Fargo Reflect.
- 0% introductory APR for 18 months on purchases and balance transfers.
- No annual fee.
- No sign up bonus.
- No rewards.
- It has foreign transaction fee, so it's not a good choice outside the US.
- Balance transfer fee still exists: Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 18 months. After that, up to 5% for each balance transfer, with a minimum of $5.
Recommended Application Time
- The time when you really need to borrow money from banks.
This card is good for people who really need to borrow money from banks, and is not suitable for people seeking rewards.
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