US Bank Altitude Go Credit Card Review (2020.8 Update: 25k Offer)

US Bank Altitude Go Visa Signature Card Review

2020.8 Update: The offer is increased from 20k to 25k.

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Benefits

  1. 25k offer: earn 25,000 bonus points after spending $1,000 in first 3 months.
  2. Points are worth 1.0 cent/point (fixed value) via “Real-time Rewards”. So the 25k sign-up bonus is worth $250. Note that you can’t transfer the points to US Bank Altitude Reserve to increase points value.
  3. Earn 4x points on takeout, food delivery and dining; earn 2x points at grocery stores, grocery delivery, streaming services and gas stations; earn 1x point on all other purchases.
  4. $15 annual streaming credit: a statement credit of $15 per 12-month period will be applied within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases.
  5. No foreign transaction fee.
  6. No Annual Fee.

Disadvantages

  1. The credit cards from US Bank are hard to get approved.

Recommended Application Time

  1. We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.

Summary

The highlight of this card is 4% cashback on dining with no annual fee. The $15 annual streaming credit is a good thing if you are already paying for some streaming service. Overall it is a good card. However, generally the credit cards from US Bank are hard to get approved, so if you are new to the credit card game, please to be prepared to get declined and waste a hard pull.

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Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.