Marcus by Goldman Sachs Savings Account Review
2021.1 Update: There is a $100 offer for new & existing customers, deposit requirement is $10,000. Enroll by 2021.02.12.
2020.1 Update: There is a $100 offer for new & existing customers, deposit requirement is $10,000. Enroll by 2020.02.11.
- $100 offer for new & existing customers. See below for detailed requirements. Enroll before 2021.02.12.
- $0 monthly fee.
- Interest rate (APY) is one of the best among savings accounts.
- The bonus offer is for both new and existing customers.
- You’ll have to deposit at least $10,000 of “new money” within 10 days of enrollment, and maintain those funds plus your current balance for 90 days. “New money” means the money that is not already in Marcus accounts.
- The terms contain an anti-gaming language: “If we determine that you have engaged in or plan to engage in abuse or gaming in connection with this offer, you will not be eligible for this offer. “
The bonus offers from Marcus are usually for both new and existing customers, which is very nice. The APY is also very decent, therefore you can keep this account for long term.