FNBO Evergreen Business Credit Card Review (2021.11 Update: $200 Offer)

Evergreen® by FNBO | Business Edition Review

2021.11 Update: The new offer is $200.

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  1. $200 offer: earn 20,000 Bonus Points (i.e. $200 cash back) when you spend $1,000 within the first 3 billing cycles. 
  2. Earn 2% cash back on all eligible purchases.
  3. Earn 10,000 Bonus Points (i.e. $100 cash back) every Anniversary with $10,000 annual spend.
  4. No annual fee.


  1. It has foreign transaction fee, so it's not a good choice outside the US.


This is another 2% cash back no annual fee card. What’s interesting is that if you can spend more than $10,000 in a year then you can earn $100 more than a typical 2% cash back card. Also, this is a business credit card, and is not reported to personal credit report, therefore what’s good is that it’s not counted towards Chase 5/24 slot and high balance will not affect your credit score.

Historical Offers Chart

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