Marriott Bonvoy Boundless® Credit Card Review (2025.7 Update: 3FN Offer)

2025-06-05 2025-07-18 58 Comments

Marriott Bonvoy Boundless® Credit Card (Formerly Chase Marriott Rewards Premier Plus Credit Card) Review 2025.7 Update: Current offer is 3 FN. 2025.6 Update: The new offer is 5FN (up to 50k). 2025.4 Update: The new offer is 3 FN+50k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Marriott Bonvoy Boundless (This is a…
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Chase

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Marriott Bonvoy Bold® Credit Card Review (2025.7 Update: 30k Offer)

2025-06-05 2025-07-18 59 Comments

Marriott Bonvoy Bold® Credit Card Review 2025.7 Update: The higher offer is expired. The current offers are 30k. 2025.6 Update: The new offers are 60k+1FN (up to 50k). However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2025.1 Update:…
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Chase

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BoA Alaska Credit Card Review (Replaced by New Card)

2025-06-04 2025-08-23 119 Comments

BoA Alaska Airlines Visa Signature Card Review 2025.8 Update: This card is now replaced by the new card BoA Alaska Atmos Ascent. Existing cards are automatically converted. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingRelated Credit CardsBest Downgrade OptionsHistorical Offers ChartApplication Link Application Link BoA Alaska Benefits 65k offer: earn 65,000 Alaska Miles after spending $3,000 in first 3 months. Plus a companion…
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Discontinued Credit Cards

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BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

2025-06-02 2025-06-02 44 Comments

Bank of America Unlimited Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the best ever offer…
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BoA

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BoA Customized Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + 6% Cashback on Category of Your Choice First Year)

2025-06-02 2025-06-02 54 Comments

Bank of America Customized Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus 6% cash back in the category of your choice for the first year. This is 3% more cashback in addition to the existing 3% cashback rate on category of your choice. The upper limit is the same $2,500 spending per quarter. Therefore, if…
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BoA

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BoA Alaska Business Credit Card Review (Replaced by New Card)

2025-05-26 2025-08-23 26 Comments

Alaska Airlines Visa Business Card Review 2025.8 Update: This card is now replaced by the new card BoA Alaska Atmos Business. Existing cards are automatically converted. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingRelated Credit CardsHistorical Offers ChartApplication Link Application Link BoA Alaska Business Benefits 75k offer: earn 75,000 Alaska Miles after spending $4,000 in first 90 days. Plus, earn a $121 companion…
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Discontinued Small Business Credit Cards

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Citi® / AAdvantage® Executive World Elite Mastercard® Review (2025.5 Update: 100k Offer)

2025-05-22 2025-07-29 42 Comments

Citi® / AAdvantage® Executive World Elite Mastercard® (Citi AA Exe) Review 2025.5 Update: The 100k offer has come back. 2024.8 Update: The 100k offer is expired. The current offer is 75k. 2024.5 Update: The 100k offer has come back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Citi® / AAdvantage® Executive World Elite Mastercard®…
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Citibank

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Citi Rewards+® Card Review (2025.5 Update: Will Be Automatically Converted to Citi Strata Card on Jul 20)

2025-05-22 2025-07-29 29 Comments

Citi Rewards+® Card Review 2025.5 Update2: According to TPG, this card will be automatically converted to a new card Citi Strata card (which is pretty useless), and lose the most important benefits: rounding up to nearest 10 points and 10% back when redeeming TYP. If you have some TYP and want to transfer them to partners, do it now before…
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Discontinued Credit Cards

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Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2025.5 Update: New Transfer Partner QR 1:1)

2025-05-22 2025-08-05 66 Comments

Bilt Mastercard® Review 2025.5 Update2: New transfer partner: Qatar Airways (QR). The transfer ratio is 1:1. QR uses the Avios system, and can be transferred between BA Avios, etc. 2025.5 Update: New transfer partner: Japan Airlines (JL). The transfer ratio is 1:1. JL miles are hard to get, because it’s not a partner of UR/MR/TYP/C1 points. It’s great to see…
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Wells Fargo

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Discover Savings Account Review (2025.9 Update: $150/$200/$400 Offer)

2025-05-20 2025-09-01 48 Comments

Discover Savings Account Review 2025.9 Update: There’s a new $150/$400 offer. HT: DoC. 2025.6 Update: The higher offer is expired. Currently there’s only the regular $150/$200 offer. 2025.5 Update: There’s a new $150/$500 offer. ContentsApplication LinkBenefitsBonus RequirementsSummaryHistorical Offers ChartApplication Link Application Link Discover Savings $150/$400 Offer Discover Savings $150/$200 Offer Benefits New account opening bonus of $150/$200/$400. See below for detailed…
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Savings Accounts / MMA

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Wings of the Points — UR/MR/TYP/C1/Bilt/Marriott Points to Miles Transfer Chart (2025.5 Update: Bilt Is Added)

2025-05-13 2025-05-13 167 Comments

2025.5 Update2: JL is now a transfer partner of Bilt points at ratio 1:1. 2025.5 Update: Bilt Rewards is added to this chart. A few minor changes over the years are also updated. Usage It is better to view this chart on desktop. The screens on mobile devices are usually too narrow to fully interact with the chart. Move your…
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Bank Points Guide

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AmEx Schwab Investor Credit Card Review (2025.6 Update: $200 Offer)

2025-05-08 2025-06-12 22 Comments

Schwab Investor Card from American Express Review [2025.6 Update] The welcome offer is back to $200. [2025.5 Update] The new welcome offer is $300. [2024.11 Update] The new welcome offer is $300. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $200…
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AmEx

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Chase Freedom Unlimited® (CFU) Review (2025.5 Update: $200 Offer)

2025-05-06 2025-05-19 97 Comments

Chase Freedom Unlimited® Review 2025.5 Update: Third party website Rakuten is giving an extra $150 for CFU! The Rakuten cashback can be converted to MR points so it can also be seen as 15k MR points. [Update] The Rakuten +$150 offer is lowered to +$75. [Expired] The current offer is $200. 2025.3 Update: The welcome offer is changed from $200…
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Chase

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