Cashback Monitor: The Best Shopping Portal Tool

2016-11-19 2017-09-15 28 Comments

I once wrote an article introducing various shopping portals. Now I would like to recommend strongly a website that integrates almost all of the shopping portals: Cashback Monitor. Contents1. Introduction to Shopping Portals2. Introduction to Cashback Monitor3. Points/Miles Values4. Other Functions5. Personal Experiences 1. Introduction to Shopping Portals Shopping portals offer you extra cashback for your online purchases, sometimes even with in-store purchases. This…
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Shopping Tips

CNB Visa Signature Credit Card Review (40k Offer & No Annual Fee!)

2016-10-03 2021-04-18 3 Comments

ContentsCity National Bank (CNB) Visa Signature Credit Card ReviewApplication LinkFeatures: DisadvantagesSummaryRecommended Application TimeHistorical Offers ChartApplication Link City National Bank (CNB) Visa Signature Credit Card Review Application Link The official webpage for this card is here, but you can’t apply online, you have to go to the branch to apply. The branches are only in the following states: California, Georgia, Nevada, New York and…
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Other Banks

 

United MileagePlus Rewards Credit Card Review (Discontinued)

2016-09-26 2020-10-07 29 Comments

Chase United MileagePlus Rewards Credit Card Review ContentsApplication LinkBenefitsDisadvantagesSummaryRelated Credit CardsHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. Benefits Get 25% bonus miles on MileagePlus X purchases. (You don’t have to use this card to make the purchase; instead, you will get the bonus as long as you have this card under your UA account.)…
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Discontinued Credit Cards

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JP Morgan Reserve Credit Card Review (Identical to CSR, replaced JP Morgan Palladium)

2016-08-23 2020-06-24 7 Comments

JP Morgan Reserve Review This is a new card only for JP Morgan Private Client. It replaced JP Morgan Palladium. Its benefits are identical to Chase Sapphire Reserve (CSR). ContentsApplication LinkBenefitsDisadvantagesSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link JP Morgan Reserve. Note that this is only a benefit page, not the application link. You need to contact your private banker to apply. Benefits…
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Chase

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JP Morgan Palladium Credit Card Review (Discontinued)

2016-08-22 2018-06-21 3 Comments

JP Morgan Palladium Review 2016.8.23 Update: This card is now discontinued, and is replaced by JP Morgan Reserve. According to an email posted on FT, this card will be automatically converted to JP Morgan Reserve. Note that you won’t receive a sign-up bonus if you convert your card. ContentsApplication LinkBenefitsDisadvantagesSummaryHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications….
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Discontinued Credit Cards

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Capital One QuicksilverOne Cash Rewards Credit Card Review

2016-08-16 2024-08-13 0 Comments

Capital One QuicksilverOne Cash Rewards Credit Card Review ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartLearn More Learn More Capital One QuicksilverOne Benefits Earn 1.5% cash back on all purchases. Disadvantages $39 annual fee, NOT waived for the first year. No sign-up bonus. Capital One will pull all three major credit bureaus (Experian, TransUnion, Equifax) for one credit card application! Recommended Application…
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Capital One

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SelfScore Classic MasterCard Review (Discontinued) (2017.10 Update: SelfScore is now Deserve)

2016-08-14 2018-06-21 10 Comments

SelfScore Classic MasterCard Review 2017.10 Update: SelfScore is now rebranded to Deserve. This card will be automatically converted to Deserve Edu after some time, and you can enjoy the first year Amazon Prime reimbursement as well if you are a current SelfScore card holder. See the official FAQ for more details. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryApplication Link Application Link This card no longer accepts new…
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Discontinued Credit Cards

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AmEx Gold Card for Ameriprise Review (Discontinued)

2016-07-25 2019-10-02 6 Comments

The Gold Card from American Express for Ameriprise Financial Review 2019.2 Update: This Ameriprise Gold card is discontinued along with the change of Ameriprise Platinum that first year annual fee is no longer waived. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. Benefits Earn 25,000 Membership Rewards…
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Discontinued Credit Cards

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Free Experian FICO score: Credit Scorecard by Discover

2016-06-24 2016-06-27 3 Comments

Recently Discover announced a tool to check your Experian FICO for free: CreditScorecard.com. This is an important product, because compared to other credit score tools, it has the following advantages: The score is based on Experian (EX), and most banks pull EX nowadays. Although Credit Karma can see many more details, they are from Equifax (EQ) and TransUnion (TU), and you won’t…
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Credit Score

US Bank FlexPerks Gold Credit Card Review (2020.3 Update: 30k Offer)

2016-06-20 2021-11-20 6 Comments

U.S. Bank FlexPerks Gold American Express Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link US Bank FlexPerks Gold Benefits Earn 30,000 FlexPoints after spending $2000 in first 4 months. FlexPoints are worth a fixed 1.5 cents/point towards travel (such as airline, hotel, car rental, etc.), and a fixed 1.0 cent/point towards statement credit. The points…
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US Bank

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Now It Is Possible to Get the $350 AF Offer for Citi Prestige in Branch without Citigold!

2016-06-11 2016-06-13 3 Comments

Let me first summarize the previous consensus about the annual fee (AF) of the Citi Prestige. If you are a Citigold client, you get a $350 AF offer no matter you apply online or in branch; if you are not a Citigold client, then the annual fee is $450. There was one exception: even if you are not a Citigold client, you could go to a…
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Citibank Summaries

How To Get Free Credit Reports And Scores (2017 Update)

2016-06-10 2018-06-21 2 Comments

Your credit report and credit score are the determinant factors in getting approved for a credit card, therefore it’s quite necessary for cardholders to pay close attention to these items. How can you access them for free? The first thing you need to know is, there are three official credit bureaus in the US: Experian, Equifax and TransUnion. Once a bank receives an…
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Credit Score

NetSpend Series Review: 5% Interest Rate Savings Accounts (2017.3 Update)

2016-05-31 2018-06-21 4 Comments

Net Spend/ACE/Western Union/Brinks/H-E-B Savings Accounts Review 2017.3 Update: Some people (HT: DoC) report that the limit for 5% APY has been raised to $2000 starting from Mar 1! That’s double what it was before. However, most of us, including myself, still see a $1000 limit. We don’t know whether the change will apply to everyone soon. 2016.5.31 Update: Starting from Jul 1st, 2016, the…
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Savings Accounts / MMA