Mercedes-Benz Cards from American Express Will Be Discontinued in Jan 2019

People used to earn a lot Amex Membership Rewards points by getting sign-up bonuses from different versions of Platinum cards. They currently offer Platinum, Mercedes-Benz Platinum, Schwab Platinum and Ameriprise Platinum for normal users. You at least can get 195k MR points by simply getting sign-up offer of these Platinum cards. However, if you go to application page of AmEx…
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Amex PRG-Platinum Upgrade/Downgrade? Get the Travel Credit Twice!

ContentsIntroductionReceive Multiple Incidental Credits when UpgradingReceive Multiple Incidental Credits when DowngradingSummary Introduction I recently received an offer for 60,000 Membership Rewards (MR) points after spending $5,000 by upgrading my Amex Premier Rewards Gold (PRG) to an Amex Platinum. The offer was received via email with the subject line “Congratulations [NAME], Get Exciting Benefits When You Upgrade to the Platinum Card!” Of course…
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Anbang Insurance, Which Nearly Bought SPG, Is Now Taken Over By The China Insurance Regulatory Commission

I believe many of you still remember that Marriott and Anbang Insurance became the last two players to buy SPG after SPG Hotel Group revealed its willingness to sell itself in 2016. At that time, the two sides constantly offered higher prices. At some stage, the Anbang Insurance Group prevailed, and offered a price that Marriott can not afford. What’s…
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Costco Anywhere Visa® Business Card by Citi Review (2025.5 Update)

Costco Anywhere Visa® Business Card by Citi Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link Costco Anywhere Visa® Business Card by Citi Benefits Earn 5% cash back on Costco gas; 4% cash back at other gas stations and EV charging stations; 3% cash back at restaurants and eligible travel spending; 2% cash back at Costco and Costco.com; 1%…
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Barclays Ring Credit Card Review (Discontinued)

Barclays Ring MasterCard Review 2019.6 Update: This card is currently unavailable because Barclays is “re-thinking” this brand. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits Enjoy a 0% intro APR for 15 months on balance transfers made within…
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BoA BankAmericard Credit Card Review

BankAmericard Credit Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link BoA BankAmericard Benefits Introductory 0% APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. Introductory $0 balance transfer fee for the first 60 days your account is open. No annual fee. Disadvantages No sign up bonus….
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List of Credit Cards with No Foreign Transaction Fee (FTF) (2018.2 Update)

When using your credit cards abroad, you usually need to pay a 2%~3% Foreign Transaction Fee (FTF). Some credit cards do not charge this fee, and thus are very suitable for using abroad. Here are some common credit cards with no FTF. Note: Aside from the Foreign Transaction Fee, Visa/MasterCard may also charge a Dynamic Currency Conversion (DCC) Fee, which can be…
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My AA Executive Platinum Status Expired, and I’m Happy

Since American Airlines decided go revenue-based and introduced Elite Qualifying Miles last year, many AA loyalists feel betrayed and don’t bother re-qualifying anymore (well, unless your corporate contract forces you to fly AA). As an half academic flyer/half leisure traveler, I don’t necessarily feel betrayed. Nonetheless, AA no longer appears appealing to me. In addition to changes in Elite Qualification,…
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How to Retroactively Request Airline Mileage Credit

This is an introduction to how to retroactively request mileage credit on the major U.S. airlines. There are a variety of reasons one might want to retroactively request mileage credit. For instance: The miles from a flight you took do not appear in your frequent flyer account after a certain period of time (varies by airline, as described below). You…
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Chase Marriott Bonvoy Business Credit Card Review (Discontinued)

Chase Marriott Bonvoy Premier Business Credit Card Review 2019.2 Update: This card is now discontinued. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits 75k offer: Earn 75,000 Marriott Points after spending…
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Introduction to Amex Offers (2021.1 Update: Check your Platinum Amex Offers!)

2021.1 Update: We don’t typically post specific offers but the last round that went out to Platinum Card Holders who have had their accounts since before Nov 2020 are too lucrative to not mention. 2018.1 Update: Now AmEx stopped the option to add AmEx Offers via Twitter/Facebook, and in the future all AmEx Offers must be added via AmEx website….
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Hotel Review: Senior Suite at Tambo del Inka, a Luxury Collection Resort & Spa, Valle Sagrado

Upon finishing up our stay on Easter Island, we flew to Lima via Santiago de Chile. The next morning we flew to Cusco on LATAM (previously known as LAN Peru) for our upcoming trip to Machu Picchu and the Sacred Valley. Since LIM-CUZ is wholly in Peru, I used only 4,500 Avios(per person) for a one-way redemption. Since the one-way…
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