English - 15/43 - US Credit Card Guide

Guide to Credit Card Offers from Smaller Banks and Credit Unions

Geo 2020-03-02 2020-03-02 5 Comments

ContentsIntroductionAlliant Credit UnionBanco Popular de Puerto RicoBB&TBBVABMO HarrisCity National Bank (CNB)Elan Financial ServicesFirst National Bank of Omaha (FNBO)HSBCPNCSuntrustSynchronyTD Bank USAUBSUnion Bank Introduction If you are involved with this hobby for long enough, you will start to run out of credit card products from the big issuers that you can apply for. This is the time when you should start branching…
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Bank Feature Overviews

AmEx Clawed Back Airline Fee Credit from Some People!

physixfan 2020-02-25 2020-02-25 4 Comments

AmEx and their Rewards Abuse Team (RAT) is trying their best these days to punish any abusive behavior. Today, a new development happened: some people got their airline fee credit clawed back! The airline fee credit is a benefit for several premium credit cards, for example: AmEx Hilton Aspire ($250), AmEx Platinum ($200), AmEx Gold ($100). It used to be…
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AmEx Summaries

American Express (AmEx)

IHG, Hyatt, Hilton, and Marriott All Offer Elite Status Extension Amid Coronavirus Outbreak

DEVGRU 2020-02-19 2020-03-09 3 Comments

The ongoing coronavirus outbreak in China has certainly generated huge impact on the travel industry worldwide. We have seen airlines cancelling flights to and from China, and many hotels in China remain close. Needless to say, lots of people have to change or cancel their travel plans, affecting their ability to reach elite status this calendar year. Given this situation,…
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News

IHG One Rewards, World of Hyatt

Low-Key Luxury: Park Hyatt Doha Park Suite Review

DEVGRU 2020-02-16 2020-02-16 2 Comments

Follow our Instagram account (instagram.com/uscreditcardguide) for more trip reports! Doha is among the latest cities in the world to host a Park Hyatt in town. Considered as the flagship brand in Hyatt portfolio, Park Hyatt symbols a subdued sense of luxury and offers a cozy residential feeling. Opened in Dec 2019, Park Hyatt Doha provides a much-needed addition to Hyatt’s…
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Trip Reports

Park Hyatt, World of Hyatt

Delta SkyMiles® Blue Card from American Express Review (2020.4 Update: 10k Offer)

physixfan 2020-01-30 2023-10-06 13 Comments

Delta SkyMiles® Blue Card from American Express Review 2020.4 Update: The new offer is 10k. 2020.1 Update: The welcome offer is 15k now. This card is also revamped, the changes are: Earn 2x on restaurants now (previously 1x); No foreign transaction fee now. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Blue Delta SkyMiles Benefits…
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AmEx

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Annual Fee

Discover Checking Account Review (2026.1 Update: Discontinued)

physixfan 2020-01-14 2026-01-21 34 Comments

Discover Cashback Checking Account (Debit Card/ATM Card) Review 2026.1 Update: This account is no longer available for applications. The application page is only showing “Discover is part of Capital One”. R.I.P. ContentsApplication LinkBenefitsBonus RequirementsSummaryApplication Link Application Link Discover Checking Account Benefits Sign-up bonus: earn double cash back for the purchases through 2020.07.31. Offer ends on 2020.02.10. [Expired] Earn 1% cash back…
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Checking Accounts

Checking Accounts, Discover

Robinhood Brokerage Account Review

physixfan 2020-01-13 2020-08-28 0 Comments

Robinhood Review ContentsApplication LinkFeaturesSummaryApplication Link Application Link Robinhood Features Welcome offer: earn a random free stock that’s worth $2.50-$200 (98% chance $2.50-$10.00). No money needed. $0 commission fee! Although in today’s environment, almost every brokerage account is commission free now, Robinhood is the first one to push the fee to $0. $0 monthly fee, no minimum balance requirement. $0 commission…
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Brokerage Account

Marriott gutting Bonvoy Events as elite qualification shortcut (2019.12 Update: The 10 Elite Night Credit Is Officially Gone)

DEVGRU 2019-12-26 2019-12-26 3 Comments

[2019.12 Update] Today Marriott changed its official terms and conditions, and the 10 elite night credit for Marriott Bonvoy Events will officially end on Dec 31, 2019. A strong rumor recently surfaced among the Points & Miles community (1, 2) regarding Marriott’s intent to get rid of the ability to earn 10 Elite Qualifying Nights from your first Marriott Bonvoy Events…
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News

Marriott Bonvoy

Incredible: First Class to Hong Kong for 61,000 AA miles (with Web Special pricing)!

DEVGRU 2019-12-15 2019-12-14 5 Comments

In early December American Airlines extended its “Web Special” pricing from Economy to Business and First Class. We have seen reports of some marginally discounted domestic first class award, but wonder if similar discounts will ever apply to international premium cabins—the crown jewel of mileage redemption—until now. This morning we spotted that AA has released a substantial amount of saver…
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Oneworld

American Airlines (AA)

AmEx Marriott Bonvoy Brilliant Credit Card Double Dip Opportunity!

gojackets 2019-12-11 2021-03-26 3 Comments

With American Express continuing to target more and more users with an all time best offer to upgrade to the Marriott Bonvoy Brilliant American Express Credit Card, I thought I would highlight something I found recently regarding the $300 Marriott Statement Credit. When I upgraded back in November 2018 I shortly after made some purchases totaling $251.52 that were quickly…
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AmEx Summaries

Citi Dividend Credit Card Review (Discontinued)

physixfan 2019-11-11 2020-08-16 46 Comments

Citi Dividend Platinum Select Credit Card Review ContentsApplication LinkBenefitsDisadvantagesSummaryHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 5% cash back in each quarter’s bonus categories, 1% on all other purchases. The following picture shows the bonus category calendar…
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Discontinued Credit Cards

5% Rotating Categories, Citibank, No Annual Fee

Some of the AmEx Incognito Signup Bonuses Are Lowered

physixfan 2019-11-11 2019-11-11 2 Comments

If you are a long time reader of our blog, you must have known that for many of AmEx cards, you may see increased signup bonuses if you open the application link in incognito mode or with the help of VPN. Here is a table of regular bonuses v.s. incognito increased bonuses. These incognito bonuses are stable for a few…
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AmEx Summaries

AmEx Business Green Card Review (2019.11 Update: 25k Best Ever Offer!)

physixfan 2019-11-08 2023-08-17 47 Comments

AmEx Business Green Rewards from American Express Review [2019.11 Update2] – We just realized that there’s a 25k better offer for this card in incognito mode. [2019.11 Update] – A 15k MR offer is now available after spending $3k in 90 days. This represents the all-time best signup bonus on this card. This bonus is still not very attractive unless you…
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AmEx Business Card

American Express (AmEx), Charge Card, Membership Rewards (MR)

Capital One Spark Miles for Business Review (2020.1 Update: 50k Offer)

ThunderFat 2019-10-24 2024-10-15 4 Comments

Capital One Spark Miles for Business Review 2020.1 Update: The 200k offer is expired. The current offer is 50k. 2019.10 Update: The Spark Miles card now has a revamped signup bonus of 50k miles after spending $5k in the first 3 months and an additional 150k miles after spending $50k in 6 months. Combined with the 2 miles earned per…
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Capital One Business Card

Capital One, Capital One (C1) Miles, No Foreign Transaction Fee

Charles Schwab Debit Card Review: No ATM Fee Worldwide

physixfan 2019-10-08 2019-12-23 75 Comments

Charles Schwab Visa Platinum Debit Card (Charles Schwab ATM Card, Schwab Bank High Yield Investor Checking Account) Review People who frequently travel abroad often wonder what the best debit card is to withdraw cash while travelling, as merchants in many countries may not accept credit cards. However, most debit cards have exorbitant fees when withdrawing from privately owned ATMs or those…
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Checking Accounts

Charles Schwab, Checking Accounts, No Foreign Transaction Fee