When you first have your SSN with no credit history, you should definitely start building your credit history. Yet, you are probably not qualified for most credit cards with best rewards. But don’t be worry, there are some great rewards cards that are designed for people (especially students) with no credit history. Here are the most recommended credit cards for…
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Bank of America Premium Rewards Elite Credit Card Review 2023.6 Update: The new offer is 75k. This is the highest offer on this card. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsBest Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link BoA Premium Rewards Elite Benefits 75k offer: earn 75,000 points after spending $5,000 in first 90 days. This is the highest offer on…
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Bank of America Better Balance Rewards Credit Card (BBR) Review 2023.3.17 Update: According to a letter received by our reader, current existing cards will be mandatorily converted to BoA Unlimited Cash Rewards after May 16. 2017.5.25 Update: It’s now discontinued. The previous application link is now redirected to the front page of credit cards. It seems what’s replacing it is…
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[2023.2 Major Update] USCardForum user juanxincai noticed that major new restrictions are now applied to some of the Marriott co-branded cards. On AmEx Marriott Brilliant, the new terms read: Basically it says if you have or have had any of the Chase Marriott co-branded cards in the past 30 days, you are not eligible for the welcome offer for this AmEx…
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Instacart Mastercard® Credit Card from Chase ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Instacart Benefits $50 offer: get a $50 Instacart credit after approval. The best recent offer is $300. Earn 5% cashback on Instacart app and website; earn 5% cashback on Chase travel portal; earn 2% cashback on restaurants, gas stations, and on select streaming services; and…
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Starbucks Rewards Visa Credit Card 2023.4 Update: This card will be converted to CFU or CFF on Jul 20, 2023. HT: DoC. 2022.12 Update: This card seems discontinued. Also, the Stars will devalue in 2023.2.13, see announcement. 2019.3 Update: The new offer is now 6,500 Stars, worth about $260… But still not recommend to apply. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRecommended Downgrade…
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US Bank Shopper Cash Rewards Visa Signature Credit Card Review [2026.6 Update] It seems this card is discontinued. [2022.10 Update] New card launched. ContentsApplication LinkBenefitsDisadvantages6% Merchants ListRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link US Bank Shopper Cash Rewards Benefits $250 offer: earn $250 after spending $2,000 in 120 days. Cash back structure: Earn 6% cash back on your…
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AAdvantage® Aviator® Business Mastercard® Review Update: This card is discontinued. Now Citi is the sole partner of AA. 2024.2 Update: There is no available link for this card now. Maybe this card is discontinued? Maybe the link will come back in a few days? 2023.5 Update: The offer is lowered to 75k now. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade…
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Blue Business Cash™ Card from American Express Review 2023.10 Update: The offer is now $250 ($3,000 spending in 3 months). 2023.6 Update: The $250 offer (with $3k spending requirement) is expired. The current offer is $500 (with $15k spending requirement). 2022.9 Update: There is a new $500 offer, but it requires $15k spending in total. The $250 offer (with $3k…
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Marriott Bonvoy Bountiful™ Credit Card Review 2023.2 Update: The offer is now lowered to 85k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Marriott Bonvoy Bountiful Benefits 85k offer: Earn 85,000 Marriott points by spending $4,000 in the first 3 months. The best recent offer is 125k. We estimate the value of a…
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PayPal Cashback Mastercard® Review ContentsApplication LinkBenefitsDisadvantagesSummaryHistorical Offers ChartApplication Link Application Link PayPal Cashback Mastercard® Benefits Earn 3% cashback if you make the payment via PayPal; and earn 1.5% cashback on all other purchases. Redeem Cash Rewards right to your PayPal balance and use them whenever you want. No redemption threshold. No annual fee. Disadvantages No welcome offer. Summary 3% cashback rate…
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Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
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Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2%…
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Wells Fargo AutographSM Card Review ContentsApplication LinkBenefitsRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link Wells Fargo Autograph Benefits 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The best recent offer is 30k. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so…
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These days some people (like in USCardForum and MyFICO) are starting to notice a new AmEx feature: “Apply With Confidence”. This feature means, if you can see the “Apply With Confidence” box in the application page, then AmEx will do a soft pull based on your info, give you a decision whether they will approve your application, and then let…
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