English - US Credit Card Guide

Chase Amazon Prime Credit Card Review (2026.6 Update: $200 Offer)

physixfan 2026-06-13 2026-06-13 95 Comments

Chase Amazon Prime Rewards Visa Signature Card Review [2026.6 Update] The offer is now $200. [2025.11 Update] The new offer is $250. [2026.1 Update] The offer is now $150. [2025.7 Update] The new offer is $250! This is the best ever offer on this card. Offer ends on Jul 14. [2025.7 Update] The offer is now $150. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical…
Read more

Chase

Amazon, Chase, No Annual Fee, No Foreign Transaction Fee

Chase Sapphire Reserve for Business℠ Credit Card Review (2026.6 Update: 200k Offer Is Back!)

physixfan 2026-06-12 2026-06-12 14 Comments

Chase Sapphire Reserve for Business℠ Credit Card Review 2026.6 Update: 200k sign-up bonus offer is back! Remember it requires $30,000 spend within the first 6 months. 2026.4 Update: New benefit starting from Apr 1: Hyatt Explorist status after $120k spending. 2026.1 Update: The 200k welcome offer is expired. The current offer is 150k. The spending requirement is lowered though. 2025.9…
Read more

Chase Business Card

Chase, No Foreign Transaction Fee, Ultimate Rewards (UR)

Ink Business Unlimited® Credit Card Review (2026.6 Update: $1000 Highest Ever Offer!)

ThunderFat 2026-06-12 2026-06-13 38 Comments

Ink Business Unlimited® Credit Card Review 2026.6 Update: The card is now offering $1000 sign-up bonus after $8,000 spend in the first 4 months. This is the highest ever offer on this card! 2025.11 Update: The $900 offer is expired. Currently there’s only a 75k offer. BTW, there’s a new bonus restriction on this card: 「The new cardmember bonus may not…
Read more

Chase Business Card

Chase, No Annual Fee, Ultimate Rewards (UR)

Ink Business Cash℠ Credit Card Review (2026.6 Update: $1000 Highest Ever Offer!)

physixfan 2026-06-12 2026-06-13 39 Comments

Ink Business Cash℠ Credit Card‎ Review 2026.6 Update: The card is now offering $1000 sign-up bonus after $8,000 spend in the first 4 months. This is the highest ever offer on this card! 2025.11 Update: The $900 offer is expired. Currently there’s only a 75k offer. BTW, there’s a new bonus restriction on this card: 「The new cardmember bonus may…
Read more

Chase Business Card

Chase, No Annual Fee, Ultimate Rewards (UR)

Capital One Savor Cash Rewards Credit Card Review (Formerly SavorOne) (2026.6 Update: $250 Offer)

physixfan 2026-06-11 2026-06-11 16 Comments

Capital One Savor Cash Rewards Credit Card (Formerly SavorOne) Review [2026.6 Update] The new offer is $250. [2025.8 Update] The new offer is $200+$100. [2025.12 Update] The higher offer is expired. The current offer is $200. ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartLearn More Learn More Capital One Savor Benefits $250 offer: earn $250 cash bonus after you spend $500 in the first…
Read more

Capital One

Capital One, Capital One (C1) Miles, Cash Back Credit Card, Dining Card, No Annual Fee, No Foreign Transaction Fee

UR->Hyatt Transfer Ratio Will Soon Be Cut To 4:3 with Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP)!

physixfan 2026-06-10 2026-06-10 1 Comment

Terrible news! Chase has announced that starting 6/15, Ultimate Rewards (UR) points from the Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP) will transfer to Hyatt at a reduced 4:3 ratio. Previously, the transfer ratio had always been 1:1. If you hold the Chase Sapphire Reserve (CSR) or Chase Sapphire Reserve for Business, however, you will not be affected…
Read more

Chase Summaries

Chase, Ultimate Rewards (UR), World of Hyatt

Chase Sapphire Preferred® (CSP) Review (2026.6 Update: 75k Offer; Hyatt Transfer Ratio Will Be Cut To 4:3; Will Increase Hotel Credit To $100; Will Add New Bonus Categories)

physixfan 2026-06-10 2026-06-11 172 Comments

Chase Sapphire Preferred® Card Review 2026.6 Update: Chase announced the following changes starting from Jun 15: UR->Hyatt Transfer Ratio Will Soon Be Cut To 4:3 with Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP)! The 10% anniversary bonus benefit will be discontinued. The amount for the Annual Hotel Credit benefit will be increased from $50 to $100. New bonus…
Read more

Chase

Chase, Metal Card, No Foreign Transaction Fee, Ultimate Rewards (UR)

Chase Sapphire Reserve® (CSR) Review (2026.6 Update: 150k Best Ever Offer Ending Soon)

physixfan 2026-06-08 2026-06-12 142 Comments

Chase Sapphire Reserve® (CSR) Review 2026.6 Update: According to official communication, this 150k offer is ending soon. The expiration time is: 8 AM EST on 6/15/2026. 2026.4 Update: The card is now offering 150k UR points after $6000 spend within 3 months of account opening. This is the best ever public offer! ContentsOffer LinkBenefitsVarious CreditsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter…
Read more

Chase

Chase, Dining Card, Metal Card, No Foreign Transaction Fee, Premium Credit Card, Ultimate Rewards (UR)

Marriott Bonvoy Boundless® Credit Card Review (2026.6 Update: 125k+1FN Offer)

ThunderFat 2026-06-05 2026-06-05 71 Comments

Marriott Bonvoy Boundless® Credit Card (Formerly Chase Marriott Rewards Premier Plus Credit Card) Review 2026.6 Update: The new offer is 125k+1FN. Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That’s up to $50 in statement credits semi-annually. 2026.3 Update: The new offer is 4FN (up to 50k). Special Offer through…
Read more

Chase

Chase, Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee

Marriott Bonvoy Bold® Credit Card Review (2026.6 Update: 60k Offer)

physixfan 2026-06-05 2026-06-05 59 Comments

Marriott Bonvoy Bold® Credit Card Review [2026.6 Update] The new offers are 60k. However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. [2025.9 Update] The new offers are 60k. However, I need to emphasize this again: we don’t recommend to…
Read more

Chase

Chase, Hotel Credit Card, Marriott Bonvoy, No Annual Fee, No Foreign Transaction Fee

Delta SkyMiles® Gold Card from American Express Review (2026.6 Update: 90k Offer)

physixfan 2026-06-04 2026-06-04 118 Comments

Delta SkyMiles®Gold Card from American Express Review 2026.6 Update: The new offer is 90k. Offer expires on 2026.7.15. New benefit: second checked bag free. Card art is changed. 2026.2 Update: There’s a 60k+$500 offer via dummy booking. $500 may be worth more than 30k Delta miles for many people, so this can be a better offer than the 90k offer….
Read more

AmEx

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee

Delta SkyMiles® Platinum Card from American Express Review (2026.6 Update: 100k Offer)

colin1898 2026-06-04 2026-06-04 117 Comments

Delta SkyMiles® Platinum Card from American Express Review 2026.6 Update: The new offer is 100k. Offer expires on 2026.7.15. New benefit: second checked bag free. Card art is changed. 2026.1 Update: The new offer is 100k. Expires on 2026.4.1. This is the best offer in recent years. [2026.4 Update] Expired. 2025.9 Update: The new offer is 90k. Expires on 2025.10.29….
Read more

AmEx

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee

Delta SkyMiles® Reserve Card from American Express Review (2026.6 Update: 125k Offer)

colin1898 2026-06-04 2026-06-04 84 Comments

Delta SkyMiles® Reserve Card from American Express Review 2026.6 Update: The new offer is 125k. Offer expires on 2026.7.15. New benefit: second checked bag free. Card art is changed. 2026.1 Update: The new offer is 125k. Expires on 2026.4.1. The spending requirement is higher than the previous 125k offer. [2026.4 Update] Expired. 2025.9 Update: The new offer is 125k. Expires…
Read more

AmEx

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee, Premium Credit Card

Delta SkyMiles® Gold Business American Express Card Review (2026.6 Update: 90k Offer)

physixfan 2026-06-04 2026-06-04 73 Comments

Delta SkyMiles® Gold Business American Express Card Review 2026.6 Update: The new offer is 90k. Offer expires on 2026.7.15. New benefit: second checked bag free. Card art is changed. 2026.1 Update: The new offer is 90k. Expires on 2026.4.1. [2026.4 Update] Expired. 2025.9 Update: The new offer is 90k. Expires on 2025.10.29. [2025.10 Update] Expired. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit…
Read more

AmEx Business Card

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee

Delta SkyMiles® Platinum Business American Express Card Review (2026.6 Update: 100k Offer)

physixfan 2026-06-04 2026-06-04 60 Comments

Delta SkyMiles® Platinum Business American Express Card Review 2026.6 Update: The new offer is 100k. Offer expires on 2026.7.15. New benefit: second checked bag free. Card art is changed. 2026.1 Update: The new offer is 100k. Expires on 2026.4.1. [2026.4 Update] Expired. 2025.9 Update: The new offer is 100k. Expires on 2025.10.29. [2025.10 Update] Expired. ContentsApplication LinkBenefitsDisadvantagesDL Companion Certificate RulesRecommended…
Read more

AmEx Business Card

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee