Deserve PRO Credit Card Review

Deserve PRO Mastercard Review

2020.10 Update: This card is currently invitation based. This company is now focusing on the student card Deserve EDU.

Application Link

  • This card is currently invitation based.


  1. $30 offer: earn $30 after making one purchase within the first 3 months.
  2. Earn 3% cashback on travel and entertainment, earn 2% cashback on restaurants, and earn 1% cashback on all other purchases.
  3. New: up to $600 for mobile phone damage or theft when you pay your mobile phone bill with your card.
  4. No foreign transaction fee.
  5. No annual fee.


  1. Sign-up bonus is not very high.

Recommended Application Time

  1. We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.


Deserve is the new rebranded name from SelfScore. It is a fintech company focusing on students, and is especially friendly to foreigners. I think Deserve EDU is a fantastic beginner’s card for those international undergraduate and graduate students without SSN. However, you can’t apply for this Deserve PRO without any credit history. In my opinion, the value of this card is that, those who have Deserve EDU can upgrade it to this card after responsible use for a certain period of time.

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Historical Offers Chart

Application Link

  • This card is currently invitation based.

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