English - 6/42 - US Credit Card Guide

Iberia Visa Signature® Card Review (2025.1 Update: 75k Offer)

physixfan 2024-09-13 2025-01-09 43 Comments

Iberia Visa Signature® Card Review 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k points after $7500 spend within 6 months of account opening. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Iberia Benefits 75k offer: earn 75,000 bonus Avios miles after spending $5,000 in 3 months. The…
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Chase

Airline Credit Card, Chase, Iberia (IB), No Foreign Transaction Fee

Aer Lingus Visa Signature® Card Review (2025.1 Update: 75k Offer)

physixfan 2024-09-13 2025-01-09 36 Comments

Aer Lingus Visa Signature® Card Review 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k bonus points after $7500 spend within 6 months of account opening. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Aer Lingus Benefits 75k offer: earn 75,000 bonus Avios miles after spending $5,000 in…
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Chase

Aer Lingus (EI), Airline Credit Card, Chase, No Foreign Transaction Fee

AmEx Marriott Bonvoy Business Credit Card Review (2024.10 Update: 3FN Offer)

physixfan 2024-09-12 2024-10-17 55 Comments

Marriott Bonvoy Business American Express Card (Formerly Starwood Preferred Guest Business Credit Card from American Express) Review 2024.10 Update: The 5FN offer is expired. Currently there’s only 3FN offer. 2024.9 Update: The 5FN offer comes back. 2024.5 Update: The 5FN offer comes back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Marriott Bonvoy Business Benefits…
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AmEx Business Card

American Express (AmEx), Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee, Starwood Preferred Guest (SPG)

Upgrade MyFive “Credit Card” Review (New Card, 5% Category of Your Choice)

physixfan 2024-08-16 2024-08-16 4 Comments

MyFive Cash Rewards Review ContentsApplication LinkFeaturesDisadvantagesSpecial Interest Calculation MethodSummaryHistorical Offers ChartApplication Link Application Link Upgrade MyFive Features Every month, you can choose one category from the following to earn 5% cash back, with a quarterly cap of $3,000: Groceries Dining Drug Stores Travel TV, Internet, and Streaming Services Cell Phone Providers Pet Care and Stores Home Utilities All other purchases…
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Other Banks

No Annual Fee, Upgrade (FinTech)

Capital One Spark Cash Plus Review (2024.8 Update: $2,000 Offer!)

physixfan 2024-08-13 2024-10-15 13 Comments

Capital One Spark Cash Plus Review 2024.8 Update: The new offer is $2,000, and its spending requirement is $30k in 3 months. The spending requirement is huge so it is only suitable for those who have a lot of spending. Besides, in the first year, you earn extra $2,000 for every $500k spent. This is equivalent to 0.4% cashback. The…
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Capital One Business Card

Capital One, Capital One (C1) Miles, Charge Card, No Foreign Transaction Fee

AmEx Gold Card Review (2024.11 Update: 100k Offer)

physixfan 2024-07-25 2024-11-07 157 Comments

American Express Gold Card (Formerly Premier Rewards Gold) Review 2024.11 Update: The 100k+$100 offer is expired. Currently there’s a 100k offer if you try hard in incognito mode. 2024.7 Update: New benefits on this card: The annual fee is increased from $250 to $325. New Benefit: $84 Dunkin’ credit: $7 Dunkin’ credit per month. Enrollment required. New Benefit: $100 Resy…
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AmEx

American Express (AmEx), Charge Card, Dining Card, Grocery Card, Membership Rewards (MR), Metal Card, No Foreign Transaction Fee

Wells Fargo Choice Privileges Select Credit Card Review (2025.1 Update: 60k Offer)

physixfan 2024-07-14 2025-01-09 4 Comments

Choice Privileges® Select Mastercard® Review 2025.1 Update: The higher offer is expired. Currently there’s only a 60k offer. 2024.7 Update: There’s a link with 100k offer now. This is the best ever offer on this card! ContentsApplication LinkBenefitsDisadvantagesSummaryRelated Credit CardsHistorical Offers ChartApplication Link Application Link Wells Fargo Choice Privileges Select Benefits 60k offer: Earn 60,000 Choice Privileges points after spending…
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Wells Fargo

Choice Privileges, Hotel Credit Card, No Foreign Transaction Fee, Wells Fargo

The Heaviest Credit Cards List (2024.7 Update: Robinhood Gold Card Real 10K Gold Version 36g!)

physixfan 2024-07-13 2024-07-13 148 Comments

2024.7 Update: The new card Robinhood Gold Card real 10K gold version is 36g in weight! This is the heaviest ever credit card. However, this real 10K gold version is a limited time edition, and you have to refer 10 friends to get it, which is very difficult. 2022.11 Update: The new card US Bank Shopper is 14g in weight. 2022.7…
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Credit Cards Comparison

Metal Card

Ink Business Preferred® Credit Card Review (2024.9 Update: 90k Offer)

Geo 2024-07-11 2025-03-31 82 Comments

Ink Business Preferred® Credit Card‎ Review 2024.9 Update: The 120k offer is expired. The current offer is 90k. 2024.7 Update: The new offer is 120k, with $8k spending requirement. This is the best offer on this card. 2023.7 Update: The new offer is 100k, with $8k spending requirement (down from $15k spending requirement). ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade…
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Chase Business Card

Chase, No Foreign Transaction Fee, Ultimate Rewards (UR)

US Bank Triple Cash Business Credit Card (2024.7 Update: $750 Offer)

physixfan 2024-07-07 2024-07-07 11 Comments

U.S. Bank Triple Cash Rewards Visa® Business Card Review 2024.7 Update: The new offer is $750. HT: DoC. 2024.4 Update: The new offer is $600. 2020.8 Update: This card is revamped: Restaurants are added to its 3% bonus category. There’s a new benefit: $100 software credit. This benefit is removed: 25% Annual Bonus based on your prior year’s Cash Rewards, up…
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US Bank Business Card

Cash Back Credit Card, No Annual Fee, US Bank

Southwest Rapid Rewards® Performance Business Credit Card Review (2025.1 Update: 80k Offer)

physixfan 2024-06-28 2025-01-10 22 Comments

Southwest Rapid Rewards® Performance Business Credit Card Review 2025.1 Update: The higher offer is expired. There’s only 80k offer now. 2024.6 Update: The new offer is 80k+40k, the latter part requires $15k spending which is a bit high. After the spending you will get the companion pass directly. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link…
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Chase Business Card

Airline Credit Card, Chase, No Foreign Transaction Fee, Southwest Airlines (WN)

Southwest® Rapid Rewards® Premier Business Credit Card Review (2025.1 Update: 60k Offer)

physixfan 2024-06-28 2025-01-10 15 Comments

Southwest® Rapid Rewards® Premier Business Credit Card Review 2025.1 Update: The higher offer is expired. There’s only 60k offer now. 2024.6 Update: The new offer is 60k+60k, the latter part requires $15k spending which is a bit high. After the spending you will get the companion pass directly. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link…
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Chase Business Card

Airline Credit Card, Chase, No Foreign Transaction Fee, Southwest Airlines (WN)

Chase Amazon Prime Credit Card Review (2025.6 Update: $200 Offer)

physixfan 2024-06-19 2025-06-19 84 Comments

Chase Amazon Prime Rewards Visa Signature Card Review 2025.6 Update: The new offer is $200 (no spending requirement). 2025.4 Update: The new offer is $150 (no spending requirement). 2025.1 Update: The new offer is $100 (no spending requirement). ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Amazon Prime Benefits $200 offer: earn $200 Amazon gift card…
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Chase

Amazon, Chase, No Annual Fee, No Foreign Transaction Fee

Barclays AAdvantage Aviator Red Credit Card Review (2024.6 Update: 70k Offer)

physixfan 2024-06-16 2024-06-16 126 Comments

AAdvantage® Aviator® Red World Elite Mastercard® Review 2024.6 Update: The new offer is 70k. HT: DoC. 2024.2 Update: The 75k offer is expired. The current offer is 60k. 2023.9 Update: The new offer is 75k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Barclays AAdvantage Aviator Red Benefits 70k offer: earn 70,000 AAdvantage Miles after the first…
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Barclays

Airline Credit Card, American Airlines (AA), Barclays, No Foreign Transaction Fee

AmEx Platinum Card Review (2024.6 Update: 175k Offer)

physixfan 2024-06-10 2024-08-25 176 Comments

The Platinum Card from American Express Review 2024.6 Update: The 175k offer has come back! Thanks to USCardForum user ezhang6767 for providing the link. [2024.8 Update] The stable link is expired. The 175k offer still exists but you need to see it via incognito mode and/or with VPN. 2024.5 Update: The 175k offer is expired. Currently the best offer you can…
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AmEx

American Express (AmEx), Charge Card, Membership Rewards (MR), Metal Card, No Foreign Transaction Fee, Premium Credit Card