PSA: Activate Your 5% Bonus Categories for 2025 Q3 Now!

2025.6 Update: 2025 Q3 (Jul., Aug., Sep.) 5% categories are released! Now it’s the time to activate them. A number of credit cards offer 5% cashback in categories that rotate every quarter (three months).  If you are a Chase Freedom Flex (CFF) (Or Old Chase Freedom), Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use the links provided below to activate your…
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AmEx Hilton Aspire Credit Card Review (2025.6 Update: 175k Offer)

The Hilton Honors American Express Aspire Card Review 2025.6 Update: The 175k offer comes back. Offer ends on 2025/08/13. 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. [Expired] [/su_spoiler] ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Hilton…
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AmEx Hilton Credit Card Review (2025.6 Update: 100k+$100 Offer)

The Hilton Honors American Express Card Review 2025.6 Update: The new offer is 100k+$100. Offer ends on 2025/08/13. 2025.2 Update: The new offer is 70k+1FN. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. [Expired] ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Hilton Benefits 100k+$100 offer: earn…
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AmEx Hilton Business Credit Card Review (2025.6 Update: 150k+25k Offer)

The Hilton Honors American Express Business Card Review 2025.6 Update: The new welcome offer is 150k+25k, it has higher spending requirement than the previous 175k offer. Offer ends on 2025/08/13. 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. [Expired] ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended…
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Capital One Spark Cash for Business Review (2025.6 Update: $1,500 Offer)

Capital One Spark Cash for Business Review 2025.6 Update: The new offer is $1,500, and this is the best ever offer on this card. 2024.10 Update: Surprisingly, this card has come back! It comes with a $750 welcome offer. 2023.2 Update: This card is discontinued. ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsHistorical Offers ChartLearn More Learn More Capital One Spark Cash…
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Delta SkyMiles® Gold Card from American Express Review (2025.6 Update: 80k Offer)

Delta SkyMiles®Gold Card from American Express Review 2025.6 Update: The new offer is 80k. Expires on 2025.7.16. 2025.2 Update: The new offer is 80k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 80k. Expires on 2024.10.23. Expired now. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Public offer: AmEx Delta SkyMiles…
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Delta SkyMiles® Platinum Card from American Express Review (2025.6 Update: 90k Offer)

Delta SkyMiles® Platinum Card from American Express Review 2025.6 Update: The new offer is 90k. Expires on 2025.7.16. 2025.2 Update: The new offer is 90k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 90k. Expires on 2024.10.23. Expired now. ContentsApplication LinkBenefitsDisadvantagesDL Companion Certificate RulesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Public…
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Delta SkyMiles® Reserve Card from American Express Review (2025.6 Update: 100k Offer)

Delta SkyMiles® Reserve Card from American Express Review 2025.6 Update: The new offer is 100k. Expires on 2025.7.16. 2025.2 Update: The new offer is 100k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 100k. Expires on 2024.10.23. Expired now. ContentsApplication LinkBenefitsDL Companion Certificate RulesDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Public…
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Delta SkyMiles® Gold Business American Express Card Review (2025.6 Update: 90k Offer)

Delta SkyMiles® Gold Business American Express Card Review 2025.6 Update: The new offer is 90k. Expires on 2025.7.16. 2025.2 Update: The new offer is 90k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 90k. Expires on 2024.10.23. Expired now. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Public offer: AmEx Delta…
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Delta SkyMiles® Platinum Business American Express Card Review (2025.6 Update: 100k Offer)

Delta SkyMiles® Platinum Business American Express Card Review 2025.6 Update: The new offer is 100k. Expires on 2025.7.16. 2025.2 Update: The new offer is 100k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 100k. Expires on 2024.10.23. Expired now. ContentsApplication LinkBenefitsDisadvantagesDL Companion Certificate RulesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Public…
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Delta SkyMiles® Reserve Business American Express Card Review (2025.6 Update: 110k Offer)

Delta SkyMiles® Reserve Business American Express Card Review 2025.6 Update: The new offer is 110k. Expires on 2025.7.16. 2025.2 Update: The new offer is 110k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 110k. Expires on 2024.10.23. Expired now. ContentsApplication LinkBenefitsDisadvantagesDL Companion Certificate RulesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Public…
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Marriott Bonvoy Boundless® Credit Card Review (2025.6 Update: 5FN Offer)

Marriott Bonvoy Boundless® Credit Card (Formerly Chase Marriott Rewards Premier Plus Credit Card) Review 2025.6 Update: The new offer is 5FN (up to 50k). 2025.4 Update: The new offer is 3 FN+50k. 2025.3 Update: Current offer is 3 FN. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Marriott Bonvoy Boundless (This is a…
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Marriott Bonvoy Bold® Credit Card Review (2025.6 Update: 60k+1FN Offer)

Marriott Bonvoy Bold® Credit Card Review 2025.6 Update: The new offers are 60k+1FN (up to 50k). However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2025.3 Update: The higher offer is expired. The current offers are 30k. 2025.1 Update:…
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BoA Alaska Credit Card Review (2025.6 Update: 65k Offer)

BoA Alaska Airlines Visa Signature Card Review 2025.6 Update2: The 75k offer is expired. The current offer is 65k. 2025.6 Update: The 75k offer comes back. 2024.11 Update: The 75k offer comes back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingRelated Credit CardsBest Downgrade OptionsHistorical Offers ChartApplication Link Application Link BoA Alaska Benefits 65k offer: earn 65,000 Alaska Miles after spending $3,000 in…
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BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

Bank of America Unlimited Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the best ever offer…
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