Tag Archive: Bank of America (BoA)

BoA Premium Rewards Credit Card Review (2023.6 Update: 60k Offer!)

Bank of America Premium Rewards Credit Card Review 2023.6 Update: The new offer is 60k. This is the highest offer on this card. Application Link BoA Premium Rewards Benefits 60k offer: earn 60,000 points after spending $4,000 in first 90 days. This is the highest offer on this card. Points can be redeemed as statement credit or deposited into BoA Checking/Savings…
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BoA Better Balance Rewards (BBR) Credit Card Review (All Existing Cards Will Be Transferred to BoA Unlimited Cash Rewards after May 16)

Bank of America Better Balance Rewards Credit Card (BBR) Review 2023.3.17 Update: According to a letter received by our reader, current existing cards will be mandatorily converted to BoA Unlimited Cash Rewards after May 16. 2017.5.25 Update: It’s now discontinued. The previous application link is now redirected to the front page of credit cards. It seems what’s replacing it is…
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BoA AAA Credit Card Review (2022.8 Update: Discontinued)

Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
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BoA Virgin Atlantic (VS) Credit Card Review (Discontinued)

Bank of America Virgin Atlantic World Elite MasterCard 2023.6 Update: This card seems discontinued. Application link can not be found on the landing page, and it says “We』re not accepting new applications right now”. 2021.10 Update: The 65k offer is back~ Application Link BoA Virgin Atlantic (BoA VS) Benefits 65k offer: earn 60,000 Virgin Atlantic (VS) miles after spending $2,000…
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BoA Amtrak Guest Rewards Credit Card Review (Discontinued)

Bank of America Amtrak Guest Rewards World MasterCard Review 2022.1 Update: This card is discontinued. 2021.10 Update: The higher offer expired. There’s only 20k offer now. 2021.8 Update2: During the booking process, there is a 50k+$100 offer of this card. I’ve obtained a direct link, see application link part. 2021.8 Update: The new offer is 50k, and this is the…
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BoA Platinum Business Credit Card Review (2019.4 Update: $300 Offer)

Bank of America Platinum Visa Business Card Review 2019.4 Update: The new offer is $300 now. Application Link BoA Platinum Business Features $300 Offer: earn $300 statement credit after spending $3,000 in the first 90 days. 0% on purchases for 7 billing cycles from account opening. No annual fee. Disadvantages No spending bonus. Recommended Application Time We recommend you apply for…
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BoA BankAmericard Credit Card Review

BankAmericard Credit Card Review Application Link BoA BankAmericard Benefits Introductory 0% APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. Introductory $0 balance transfer fee for the first 60 days your account is open. No annual fee. Disadvantages No sign up bonus. No rewards. Recommended Application Time The time…
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New policy? BoA limits up to 3 BoA credit cards openings in a 12-month period?

Recently one of our readers “本群倒數第一” received a call from BoA, informing him that the most recent credit card he’s got from BoA is approved by mistake, and therefore, he needs to close down one of his BoA credit cards. The representative specifically quoted one BoA internal policy: Any account holder currently can only open up to 3 new BoA…
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Merrill Plus Visa Signature Credit Card Review (Discontinued)

MERRILL+ Visa Signature Credit Card Review 2017.8 Update: According to Frequent Miler’s source, this card may be discontinued in Sept, so this is the last chance to get this card! The sign-up bonus is worth about $500~$1000, and you can get this card more than once (as long as your credit history is good enough to get approved). So act fast…
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BankAmeriDeals AT&T Deal (Targeted): Easy $75

BankAmeriDeals is a function very similar to AmEx Offers but provided by BoA. Most of the time, the deals suck, that’s why there are not so many people talking about it. But now there’s a great AT&T deal: Click the icon of the deal, then you will see “Ready to use” which means you enrolled successfully. Use your BoA credit card make two separate…
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Merrill Lynch Octave Credit Card Review (Discontinued)

Merrill Lynch Octave Review Application Link This card no longer accepts new applications. Benefits Earn 2.5x Merrill Points on all purchases. The reward program are the same as the one for Merrill Plus credit card (discontinued). The points are worth up to 2 cents/point. See this post for a visualized point value distribution. The following is the official term about point value:…
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BoA Amtrak Guest Rewards Platinum Credit Card Review (Discontinued)

Bank of America Amtrak Guest Rewards Platinum World MasterCard Review 2022.1 Update: This card is discontinued. Application Link BoA Amtrak Guest Rewards Platinum Benefits Get 12,000 bonus points after you make at least $1,000 in purchases on your new card within 90 days of account opening.  The best offer is 15k. The Amtrak points worth about 2.5 cents/point, so the sign-up…
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Fidelity AmEx (FIA) Credit Card Review (Discontinued)

Fidelity Investment Rewards American Express Card (FIA) Review Application Link This card no longer accepts new applications. See Fidelity Rewards Credit Card for the new Fidelity 2% card. Benefits Earn $50 after spending $500 in first 2 months. Earn 2% cash back on every purchase you make. No annual fee. Disadvantages FIA is an American Express card, which is not…
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