Tag Archive: Bank of America (BoA)

BoA BankAmericard Credit Card Review

BankAmericard Credit Card Review Application Link BoA BankAmericard Benefits Introductory 0% APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. Introductory $0 balance transfer fee for the first 60 days your account is open. No annual fee. Disadvantages No sign up bonus. No rewards. Recommended Application Time The time…
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New policy? BoA limits up to 3 BoA credit cards openings in a 12-month period?

Recently one of our readers “本群倒數第一” received a call from BoA, informing him that the most recent credit card he’s got from BoA is approved by mistake, and therefore, he needs to close down one of his BoA credit cards. The representative specifically quoted one BoA internal policy: Any account holder currently can only open up to 3 new BoA…
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BoA Premium Rewards Credit Card Review (2019.7 Update: 50k Offer)

Bank of America Premium Rewards Credit Card Review Application Link BoA Premium Rewards Benefits 50k offer: earn 50,000 points after spending $3,000 in first 90 days. The value of these points is $500. Earning 2x points per dollar spent on travel and dining, earn 1.5x points elsewhere. Points can be redeemed as statement credit or deposited into BoA Checking/Savings account. You…
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Merrill Plus Visa Signature Credit Card Review (Discontinued)

MERRILL+ Visa Signature Credit Card Review 2017.8 Update: According to Frequent Miler’s source, this card may be discontinued in Sept, so this is the last chance to get this card! The sign-up bonus is worth about $500~$1000, and you can get this card more than once (as long as your credit history is good enough to get approved). So act fast…
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BoA Better Balance Rewards (BBR) Credit Card Review (Discontinued)

Bank of America Better Balance Rewards Credit Card (BBR) Review 2017.5.25 Update: It’s now discontinued. The previous application link is now redirected to the front page of credit cards. It seems what’s replacing it is this useless credit card. 2017.5.4 Update: Today there’s a rumor: reddit user Kilifi said he is working for BoA, and BoA is going to discontinue BBR in…
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Merrill Lynch Octave Credit Card Review (Discontinued)

Merrill Lynch Octave Review Application Link This card no longer accepts new applications. Benefits Earn 2.5x Merrill Points on all purchases. The reward program are the same as the one for Merrill Plus credit card (discontinued). The points are worth up to 2 cents/point. See this post for a visualized point value distribution. The following is the official term about point value:…
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BoA Amtrak Guest Rewards Platinum Credit Card Review (2020.10 Update: 12k Offer)

Bank of America Amtrak Guest Rewards Platinum World MasterCard Review Application Link BoA Amtrak Guest Rewards Platinum Benefits Get 12,000 bonus points after you make at least $1,000 in purchases on your new card within 90 days of account opening.  The best offer is 15k. The Amtrak points worth about 2.5 cents/point, so the sign-up bonus worth about $375! Earn 2 points for…
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Fidelity AmEx (FIA) Credit Card Review (Discontinued)

Fidelity Investment Rewards American Express Card (FIA) Review Application Link This card no longer accepts new applications. See Fidelity Rewards Credit Card for the new Fidelity 2% card. Benefits Earn $50 after spending $500 in first 2 months. Earn 2% cash back on every purchase you make. No annual fee. Disadvantages FIA is an American Express card, which is not…
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