MERRILL+ Visa Signature Credit Card Review 2017.8 Update: According to Frequent Miler’s source, this card may be discontinued in Sept, so this is the last chance to get this card! The sign-up bonus is worth about $500~$1000, and you can get this card more than once (as long as your credit history is good enough to get approved). So act fast…
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(Repost because of the news of the Merrill+ credit card.) The redemption structure Merrill+, FlexPerks, UBS points are all based on tiers. If we look at the official description, it may be difficult to get an intuitive points value. A picture is worth a thousand words, let me show you the picture! ContentsMerrill+ Points ValueFlexPerks Points Value (2018.1 Update: Now FlexPerks value towards travel is…
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Hey everyone, Today I am going to talk about RocketMiles (referral link), which is a service that lets you earn various types of rewards miles for booking hotel stays. If you sign-up with our referral link, you will earn 1,000 bonus miles after completing a stay. Some of the key ones include United MileagePlus, Southwest Rapid Rewards, American Airlines AAdvantage, Alaska…
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ContentsIntroductionDisclaimerThe Mortgage ProcessTransparency with the Loan OfficerRecommendation #1 – Cool It With New Credit Inquiries for 4+ MonthsRecommendation #2 – Keep Records of EverythingRecommendation #3 – Have an Explanation for ALL Large Bank Account DepositsCar LoanSummary Introduction People involved with credit-card churning often wonder what the impact of lots of credit inquiries and new accounts will be on their ability…
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Update: An trustworthy source shared some confirmed info about the bigger bonuses: 150k MR for biz platinum is alive and currently active via targeted. Begging, as per this article today, may work but only to 100k, the 150k will likely require actual proof of targeted offer. On the blue for business plus 20k and 0% 18month can be obtained via…
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ContentsIntroductionHyatt All-Inclusive Award ChartArrival into Los Cabos International AirportArrival at Hyatt Ziva Los CabosThe Room – Ziva Suite with Ocean ViewThe RestaurantsThe BeachThe Hyatt Property – Activities, Pools, etc.The City – San Jose del CaboSummary Introduction The Hyatt Ziva Los Cabos is one of six all-inclusive Hyatt resorts throughout Mexico and Jamaica. These properties provide tremendous value for the miles…
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2019.5 Update: Yeek is shut down, and services are terminated. Accumulating many hotel points among various hotel chains inevitably leads to the same questions when traveling to a new city: Which hotel in this city is best for a points redemption? Which hotel requires the least amount of points? Can I use my free-night certificates, and is it worth it?…
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Alaska announced a devaluation of their partnership with American a few days ago. The major changes are related to how flight credit is earned. For domestic travel, you have to fly American on an Alaska codeshare to earn Alaska miles. Similarly, you need to fly Alaska on American codeshares to earn miles/credit with American’s AAdvantage program. Elites for both programs…
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AARP Credit Card from Chase Review ContentsApplication LinkBenefitsDisadvantagesPoints for AttentionRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. The previous cards will be converted to Barclays AARP Essential or Barclays AARP Travel. Benefits $100 sign-up bonus after you spend $500 in the first 3 months from account opening. The highest sign-up bonus is $200….
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ContentsIntroductionDetailsProcessLegitimacy, Security, Etc.Email from PFS Buyer’s Club Introduction PFS Buyer’s Club is a group that allows you to pre-register for the ability to sell them limited-edition coins before they go on sale from the US Mint. The process is simple. Register and “opt-in” for the deal with PFS, buy and receive the coin you paid for with a credit card…
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ContentsIntroductionMiles and Points ValuationsReturn on Sign-up Bonus SpendExplanation and AssumptionsSummary Introduction Credit card signup bonuses offer the most efficient and cost-effective way to earn miles, points, or cash back. As a followup to my post 66 Credit Card Approvals in 3 Years, I break down the return you can expect from new accounts associated with each type of rewards currency,…
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ContentsForewordsLounge access1. DesignThe PierThe Wing2. DiningThe PierThe Wing3. ShowerThe PierThe Wing4. Unique facilitiesThe Pier: Day SuitesThe Wing: the CabanasFinal thoughts Forewords Hong Kong-based Cathay Pacific Airways (rightfully) prides herself on an industry-leading first class product both in the air and on the ground. There are many well-written Cathay’s First Class reports out there on the web, so in this post I will…
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[Update 2017.4] – See Signup Bonus Math: The Best Return on Credit Card Spend for details regarding my return-on-spend. ContentsIntroductionDisclaimerThe StrategyApproved ApplicationsDeclined ApplicationsImpact to Credit ScoreOrganizationWhat I’ve Learned (About Each Issuer)What I’ve Learned (Personally)Summary Introduction In June 2014, I came across the term “travel hacking” while reading a personal finance blog. It sounded interesting, so I learned about the basics of credit…
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Luxury Card MasterCard Titanium Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Luxury Card MasterCard Titanium Card Benefits This card is really heavy: 22g, it is now the most heavy credit card that an ordinary person can get. Earn 1 point per $1 spent. (Terms and conditions apply.) You can redeem the points at a…
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Luxury Card MasterCard Black Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Luxury Card MasterCard Black Card Benefits This card is really heavy: 22g, it is now the most heavy credit card that an ordinary person can get. Earn 1 point per $1 spent. (Terms and conditions apply.) You can redeem the points at a fixed…
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