Citi Rewards+℠ Student Card Review (Discontinued)

2019-01-10 2020-08-16 6 Comments

Citi Rewards+℠ Student Card Review 2020.6 Update: This card is removed from Citi, and all existing application links seem dead. Maybe it is discontinued. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits 2.5k offer: earn…
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Discontinued Credit Cards

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List of Recently Launched Good Credit Cards (2018.12 Update)

2018-12-26 2018-12-26 4 Comments

2018.12 Update: 2018 will end soon, so this post is updated accordingly. Things change fast in the credit card game. There are always some cards discontinued every year, and there are also some good new cards launched every year. In this post, a list of recently launched good credit cards are presented in chronological order. The definition of “good” is subjective,…
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Bank Feature Overviews

Citi ThankYou Preferred Credit Card Review (2019.9 Update: Still Available via Product Change)

2018-12-19 2021-05-25 974 Comments

Citi ThankYou Preferred Card Review 2019.9 Update: You can still get this card via product change. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link This card is no longer available to apply, but you can get it by converting from other Citi credit cards. Benefits Earn 15,000 ThankYou Points after spending $1,000 in first 3 months. …
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Citibank

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Marriott Quietly Loosened Its “No Blackout Dates” Policy

2018-12-15 2019-07-17 2 Comments

After its merge with SPG program, Marriott incorporated a lot of legacy SPG policies, including the No Blackout Dates policy, stating that if a standard room is available for sale by any means, it should be redeemable using points. However, we recently found that Marriott has changed its no Blackout Dates policy without announcement. Here’s the new policy: 3.2.n.  The…
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News

Best Savings Accounts & MMA with Top APY in Jul 2021

2018-12-12 2021-07-01 76 Comments

Emergency fund is a good thing for everybody, and we should put them in a high yield Savings Account or MMA (Money Market Account). Here’s a ranking of Savings Accounts & MMA with top APY (Annual Percentage Yield): Note: only the accounts with $0 monthly fee, available online, and FDIC insured (up to $250,000 per person) are included. These days…
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Savings Accounts / MMA

Marathon in the Sky: Singapore Airlines SQ22 Singapore to Newark, NJ Business Class Review (World’s Longest Commercial Flight)

2018-11-14 2018-11-13 3 Comments

Back in May Singapore Airlines announced that it would resume world’s longest commercial flight between Singapore and Newark, NJ. The flight distance is 9,534 miles and it takes a jaw-dropping 17 hours and 50 minutes to complete the journey. This route used to be operated by an all-business-class Airbus A340, whose fuel economy was so bad that Singapore Airlines eventually cancelled the…
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Trip Reports

How noisy is your airplane cabin?

2018-11-13 2018-11-13 4 Comments

DEVGRU* (correspondence author), jimmy0017 Long-term exposure to ambient noise can lead to adverse effects on human health, and aircraft cabin is a typical noisy environment. Here, we report the cabin noise level of ten mainstream airframes (other than Boeing 747) based on 48 in situ measurements. Airbus A380 is the quietest plane in the sky. With the exception of Boeing…
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Chatter

You lose more when Citi cuts Prestige’s 4th night free benefit – and the economics behind it

2018-11-12 2018-11-12 3 Comments

After a few months’ silence with its premium travel card Citi Prestige, Citi finally rolls out the revision of the premium card’s benefit. A major change is that after 2019.09.01, Citi will allow customers to use its lucrative benefit of fourth-night-free two times per year. Current cardholders can use Citi Prestige card to book (almost) any hotel in the world,…
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Citibank Summaries

Avianca LifeMiles just became an Amex transfer partner!

2018-11-08 2018-11-08 0 Comments

Yesterday we noticed that American Express has just added Avianca LifeMiles as one of the Membership Rewards transfer partners. The transfer rate is currently 1:1. The partnership between Amex and LifeMiles undoubtedly boosted the value of Membership Rewards points, especially in terms of redeeming Star Alliance flights. Now Amex has four SA partners: Avianca LifeMiles, ANA Mileage Club, Air Canada…
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News

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Let’s face it: Airlines don’t want your loyalty anymore

2018-11-05 2018-11-05 11 Comments

Today it was announced that American Airlines is going to raise the revenue requirements for Executive Platinum. At American, it used to be the case that you need to spend $12,000 Elite Qualifying Dollars (EQD) to earn the Executive Platinum status. Now the EQD threshold has increased to $15,000, representing a 25% hike. This move actually mirrored what United has done…
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Chatter

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Now You May See Increased Sign-up Bonuses from AmEx (via Incognito Mode) from Referral Links!

2018-10-25 2019-02-19 15 Comments

2019.2 Update: See this post for a new update about the increased bonuses from referral link. You should already know that, when you apply for some AmEx credit cards, you may see some higher signup bonuses if you use incognito mode, or with a VPN to increase your chance. See this post for details. For example, AmEx Everyday usually has…
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AmEx Summaries