Citi Custom Cash Credit Card Review (2022.1 Update: 20k Offer)

Citi Custom Cash Mastercard Review 2022.1 Update: The 30k link is expired. The current offer is 20k. 2021.11 Update: There’s a 30k direct link now (it seems to be a link from CreditKarma, and we have no relationship with them). 2021.6 Update: There’s a 30k offer in branch. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsHistorical Offers ChartApplication Link Application Link Citi…
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Best Rewards Credit Cards To Keep (2021.10 Update)

Credit cards could bring you great rewards, often greater than you thought. Typically, there are two ways to earn rewards with credit cards: everyday purchases and sign-up bonus. Credit cards with high sign-up bonus (see Best Credit Card Sign-Up Bonus) are usually not the credit cards you should choose for everyday use, since they often come with annual fees but not so good…
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BoA Travel Rewards Business Credit Card Review (2021.10 Update: $300 Offer)

Bank of America Business Advantage Travel Rewards World Mastercard Review ContentsApplication LinkBenefitsRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link BoA Travel Rewards Business Benefits 30k offer: earn 30,000 points after spending $3,000 in first 3 months. The value of these points is $300. Earn 1.5x points per $1 spent on all purchases. How to redeem the points: you can redeem the…
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Fidelity Debit Card Review: No ATM Fee Worldwide (2021.10 Update: $100 Offer)

Fidelity Cash Management Account ATM/Debit Card (Fidelity Visa Gold Check Card) Review 2021.10 Update: There’s a $100 offer now, and it’s really easy to get: just transfer in $50! Many people need to travel abroad frequently, and they usually ask a question: what is the best debit card to withdraw cash from ATM abroad? We all know that in some countries the…
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BoA Virgin Atlantic (VS) Credit Card Review (Discontinued)

Bank of America Virgin Atlantic World Elite MasterCard 2023.6 Update: This card seems discontinued. Application link can not be found on the landing page, and it says “We』re not accepting new applications right now”. 2021.10 Update: The 65k offer is back~ ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link BoA Virgin Atlantic (BoA VS) Benefits 65k offer: earn…
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Wells Fargo Reflect Credit Card Review

Wells Fargo Reflect℠ Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link Wells Fargo Reflect Benefits Up to 21 months 0 APR: 0% introductory APR for 18 months on purchases and balance transfers, and intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. $600 cell phone insurance: Pay your monthly…
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Discover it Credit Card Review (2022.3 Update: No Credit History Required, $100 Offer)

Discover it Credit Card Review 2022.3 Update: It seems the good grade reward is no longer available. 2021.9 Update: Some users are targeted to generate referral links with $100 welcome offer. The link we use on our site has $100 welcome offer. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link Discover it Through this link, you might see the…
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ABOC Platinum Rewards Credit Card Review (Discontinued) (2021.8 Update: No 5% CB Any More)

ABOC (Amalgamated Bank of Chicago) Platinum Rewards Credit Card Review 2021.8 Update: The 5% cashback feature will be removed as of Aug 27. You can only earn 1% cashback on all purchases afterwards. HT: DoC. 2021.5 Update: It seems this card is discontinued. 2019.7 Update: There’s no Foreign Transaction Fee (FTF) on this card any more. BTW, the new 5%…
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Inflation Hits the Miles and Points Game

[2021.08 – We have updated the text and table after finding an errant calculation in our source spreadsheet. Thanks to our readers for bringing this to our attention. However, now the “inflation” is worse than we originally posted!] ContentsIntroductionData AnalysisData AssessmentDiscussionConclusion Introduction The economic concept of inflation is defined as the decline of purchasing power of a given currency over…
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What Is Chase 5/24 Rule and How to Bypass It (2021.8 Update: Fixed APR, Green/Black Star Offers No Longer Bypassing 5/24)

2021.8 Update: Data points are starting to trickle in on Reddit and DoC showing that fixed APR applications are no longer bypassing the Chase 5/24 rule. This includes Green Star/Black Star “Selected for You” and Pre-approved/Pre-qualified offers that would show up on the Chase app and website. The result of submitting an application is immediate denial and no evidence of…
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Changes to the Chase Sapphire Preferred (CSP) & Reserve (CSR) Now in Effect!

Chase has implemented a number of positive changes to both the Sapphire Reserve and Sapphire Preferred cards, which go into effect today (August 16, 2021). There will be no immediate impact to the annual fee for either card. The changes identified below will be available immediately to new account holders and apply to existing accounts after the annual cardmember anniversary….
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AmEx EveryDay Preferred (EDP) Credit Card Review (2024.9 Update: Discontinued? Or Being Refreshed?)

The AmEx EveryDay Preferred Credit Card (EDP) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.8 Update: The 30k offer is back, you should be able to see it via incognito mode. It seems to only appear on referral links, not on…
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BoA Amtrak Guest Rewards Credit Card Review (Discontinued)

Bank of America Amtrak Guest Rewards World MasterCard Review 2022.1 Update: This card is discontinued. 2021.10 Update: The higher offer expired. There’s only 20k offer now. 2021.8 Update2: During the booking process, there is a 50k+$100 offer of this card. I’ve obtained a direct link, see application link part. 2021.8 Update: The new offer is 50k, and this is the…
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AmEx Blue Business Plus Credit Card Review (2023.10 Update: 15k Offer)

Blue Business® Plus Credit Card from American Express Review 2023.10 Update: The new public offer is 15k. 2023.6 Update: There’s no welcome offer on this card now. 2021.7 Update: The new public offer is 15k (increased from 10k). ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Blue Business Plus AmEx Blue Business Plus 50k Targeted…
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Chase Slate Edge℠ Credit Card Review (2022.1 Update)

Chase Slate Edge℠ Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Slate Edge Benefits Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first 6 months. This card offers a generous introductory APR for both purchases and on balance transfers. The balance transfer fee is…
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