Citi® Diamond Preferred® Credit Card Review
- 0% Intro APR on balance transfers for 18 months from date of first transfer.
- 0% Intro APR on purchases for 18 months from date of account opening.
- No annual fee.
- No sign up bonus.
- No rewards.
- It has foreign transaction fee, so it's not a good choice outside the US.
- Balance transfer fee still exists: There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Application Time
- The time when you really need to borrow money from banks.
This card is good for people who really need to borrow money from banks, and is not suitable for people seeking rewards.