US Bank Altitude Go Visa Signature Card Review
2021.5 Update2: The 25k offer is expired. The current offer is 20k.
2021.5 Update: The offer is increased from 25k again.
2021.3 Update: The 25k offer is expired. The current offer is 20k.
2020.8 Update: The offer is increased from 20k to 25k.
Contents
Application Link
Benefits
- 20k offer: earn 20,000 bonus points after spending $1,000 in first 3 months. The recent best offer is 25k.
- Points are worth 1.0 cent/point (fixed value) via “Real-time Rewards”. So the 25k highest sign-up bonus is worth $250. Note that you can’t transfer the points to US Bank Altitude Reserve to increase points value.
- Earn 4x points on takeout, food delivery and dining; earn 2x points at grocery stores, grocery delivery, streaming services and gas stations; earn 1x point on all other purchases.
- $15 annual streaming credit: a statement credit of $15 per 12-month period will be applied within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases.
- No Annual Fee.
Disadvantages
- It has foreign transaction fee, so it's not a good choice outside the US.
- The credit cards from US Bank are hard to get approved.
Recommended Application Time
- We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.
Summary
The highlight of this card is 4% cashback on dining with no annual fee. The $15 annual streaming credit is a good thing if you are already paying for some streaming service. Overall it is a good card. However, generally the credit cards from US Bank are hard to get approved, so if you are new to the credit card game, please to be prepared to get declined and waste a hard pull.
Related Credit Cards
- US Bank Altitude Go (this post)
- US Bank Altitude Connect
- US Bank Altitude Reserve
After Applying
- To check the application status, you can visit this webpage or call (800) 947-1444. If you see the 7-10 days message, it just means they will do a manual review and the outcome could be either approved or denied.
- US Bank reconsideration line: (800) 947-1444.
Historical Offers Chart
Application Link
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