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US Bank Shopper Cash Rewards Credit Card Review (New Card, 6% Cash Back but with $95 Annual Fee)

physixfan 2022-10-24 2022-10-25 26 Comments

US Bank Shopper Cash Rewards Visa Signature Credit Card Review ContentsApplication LinkBenefitsDisadvantages6% Merchants ListRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link US Bank Shopper Cash Rewards Benefits $250 offer: earn $250 after spending $2,000 in 120 days. Cash back structure: Earn 6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose….
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US Bank

AmEx Blue Cash Everyday (BCE) Credit Card Review (2025.3 Update: $200 Offer)

physixfan 2022-10-21 2025-03-11 100 Comments

Blue Cash Everyday Card from American Express (BCE) Review 2025.3 Update: There’s only a $200 offer now. 2023.1 Update: The $150+$100 offer is expired. The current welcome offer is $200 offer or $200+$150 offer via Resy. 2022.10 Update: The new offer is $150 PayPal + $100: Earn 20% back as a statement credit on purchases via PayPal in the first…
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AmEx

American Express (AmEx), Cash Back Credit Card, Grocery Card, No Annual Fee

Barclays AAdvantage Aviator Business Credit Card Review (2024.2 Update: No Available Link For Now)

physixfan 2022-10-05 2024-02-06 84 Comments

AAdvantage® Aviator® Business Mastercard® Review 2024.2 Update: There is no available link for this card now. Maybe this card is discontinued? Maybe the link will come back in a few days? 2023.5 Update: The offer is lowered to 75k now. 2022.10 Update: The 80k+$95 offer is back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application…
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Barclays Business Card

Airline Credit Card, American Airlines (AA), Barclays, No Foreign Transaction Fee

AmEx Blue Business Cash Credit Card Review (2023.10 Update: $250 Offer)

physixfan 2022-09-28 2023-10-05 14 Comments

Blue Business Cash™ Card from American Express Review 2023.10 Update: The offer is now $250 ($3,000 spending in 3 months). 2023.6 Update: The $250 offer (with $3k spending requirement) is expired. The current offer is $500 (with $15k spending requirement). 2022.9 Update: There is a new $500 offer, but it requires $15k spending in total. The $250 offer (with $3k…
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AmEx Business Card

American Express (AmEx), No Annual Fee

Marriott Bonvoy Bountiful™ Credit Card Review (2023.2 Update: 85k Offer)

physixfan 2022-09-22 2023-02-15 10 Comments

Marriott Bonvoy Bountiful™ Credit Card Review 2023.2 Update: The offer is now lowered to 85k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase Marriott Bonvoy Bountiful Benefits 85k offer: Earn 85,000 Marriott points by spending $4,000 in the first 3 months. The recent best offer is 125k. We estimate the value of a…
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Chase

Chase, Marriott Bonvoy

Barclays Hawaiian Airlines Credit Card Review (2024.2 Update: 70k Offer)

physixfan 2022-09-11 2025-02-25 18 Comments

Hawaiian Airlines® World Elite Mastercard® Review 2024.2 Update: The new offer is 70k with different spending requirement. ContentsApplication LinkBenefitsDisadvantagesIntroduction to HA MilesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Barclays Hawaiian Airlines Benefits 70k offer: earn 70,000 Hawaiian Airlines miles after spending $1,000 in the first 90 days. The recent best offer is 80k. Receive a one-time…
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Barclays

Airline Credit Card, Barclays, Hawaiian Airlines (HA), No Foreign Transaction Fee

BoA AAA Credit Card Review (2022.8 Update: Discontinued)

physixfan 2022-08-25 2022-08-25 29 Comments

Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
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Discontinued Credit Cards

Bank of America (BoA), No Annual Fee, No Foreign Transaction Fee

Wells Fargo Active Cash Review (2022.8 Update: $200/$250 Offer)

physixfan 2022-08-08 2022-11-04 11 Comments

Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2%…
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Wells Fargo

Cash Back Credit Card, No Annual Fee, Wells Fargo

Wells Fargo Autograph Credit Card Review (2024.1 Update: 20k Offer)

physixfan 2022-07-13 2024-03-20 43 Comments

Wells Fargo AutographSM Card Review ContentsApplication LinkBenefitsRecommended Application TimeSummaryHistorical Offers ChartApplication Link Application Link Wells Fargo Autograph Benefits 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The recent best offer is 30k. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so…
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Wells Fargo

No Annual Fee, No Foreign Transaction Fee, Wells Fargo

AmEx Blue Cash Preferred (BCP) Credit Card Review (2024.9 Update: $250 Offer)

physixfan 2022-06-09 2024-09-02 69 Comments

Blue Cash Preferred Card from American Express (BCP) Review 2024.9 Update: The higher offer is expired. The current offer is only $250. 2024.6 Update: The new offer is $300, you may need to see it in incognito mode. 2023.3 Update: The new offer is $400. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Blue…
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AmEx

American Express (AmEx), Cash Back Credit Card, Grocery Card

AmEx New Feature: Apply With Confidence

physixfan 2022-06-08 2022-06-08 3 Comments

These days some people (like in USCardForum and MyFICO) are starting to notice a new AmEx feature: “Apply With Confidence”. This feature means, if you can see the “Apply With Confidence” box in the application page, then AmEx will do a soft pull based on your info, give you a decision whether they will approve your application, and then let…
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AmEx Summaries

American Express (AmEx)

Opinion: Business Class Doors Are Actually Revolutionary

DEVGRU 2022-04-23 2022-04-23 6 Comments

Matt at Live and Let’s Fly wrote a piece a few days ago calling doors in business class suites “(a)n n unnecessary gimmick”. His main argument is that such doors are (1) thin and flimsy, (2) not tall enough to provide a meaningful amount of privacy, (3) poor in quality, and finally (4) conducive to a sense of claustrophobia. Instead,…
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Personal Experience

Are dynamic Marriott points more valuable now? Yes, but with a big caveat …

DEVGRU 2022-04-18 2022-04-18 6 Comments

The Points Guy recently published a quantitative analysis arguing that the Marriott points, even after the implementation of dynamic awards, retain its purported value of ~0.8 cent/pt. To get that conclusion, they pulled data from 50+ hotels over ~150 days. In fact, the average redemption value after the dynamic award is in place is 0.84 c/pt. They thus concluded that…
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Marriott Bonvoy

The Best Credit Cards For Cell Phone Protection Benefit (2023.11 Update)

physixfan 2022-04-09 2023-11-13 24 Comments

2023.11 Update: Added AmEx Hilton Aspire. 2022.4 Update: Updated a lot of changes over the years. In particular: new card Bilt Mastercard and Capital One Venture X have this benefit; Chase IHG Premier no longer has this benefits. In recent years, some credit cards start to offer cellular telephone protection benefit: as long as you pay your monthly wireless telephone…
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Credit Card Perks Summaries

A Search Engine for Amex FHR & THC

Scott 2022-02-23 2022-04-17 5 Comments

We create a map-based search engine for Amex FHR and THC hotels. The search engine presents a price calendar, stay benefits, location, and other valuable features for Amex FHR and THC hotels. We believe this is perhaps the most price-monitoring friendly platform for these hotel collections on Internet so far. Contents1. What are FHR and THC hotels?2. Why this search…
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Hotel Overviews

FHR