English - 4/42 - US Credit Card Guide

AmEx Hilton Credit Card Review (2025.5 Update: 80k Offer)

physixfan 2025-02-28 2025-05-01 118 Comments

The Hilton Honors American Express Card Review 2025.5 Update: The welcome offer is changed back to 80k. 2025.2 Update: The new offer is 70k+1FN. Offer ends on 2025/04/29. 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Hilton Benefits 70k+1FN offer: earn 70,000 Honors Points…
Read more

AmEx

American Express (AmEx), Hilton Honors, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee

AmEx Hilton Business Credit Card Review (2025.5 Update: 130k Offer)

physixfan 2025-02-27 2025-05-01 37 Comments

The Hilton Honors American Express Business Card Review 2025.5 Update: The welcome offer is changed back to 130k. 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Hilton Business Benefits 175k offer: earn…
Read more

AmEx Business Card

American Express (AmEx), Hilton Honors, Hotel Credit Card, No Foreign Transaction Fee

Capital One Venture Rewards Credit Card Review (2025.5 Update: 75k Offer)

ThunderFat 2025-02-19 2025-05-13 48 Comments

Capital One Venture Rewards Credit Card Review 2025.5 Update: The 75k+$250 offer is expired. The current offer is only 75k. 2025.2 Update: The new offer is 75k + $250 Capital One travel credit. 2024.7 Update: The new offer is 75k + $250 Capital One travel credit. ContentsLearn MoreBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsHistorical Offers ChartLearn More Learn More Capital…
Read more

Capital One

Capital One, Capital One (C1) Miles, Metal Card, No Foreign Transaction Fee

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review (2025.5 Update: 60k Offer)

physixfan 2025-02-13 2025-05-04 140 Comments

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review 2025.5 Update: The 75k offer is expired. The current offer is 60k. 2025.2 Update: The 75k offer is back now. 2024.8 Update: The 75k offer is back now! ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Benefits…
Read more

Citibank

Airline Credit Card, American Airlines (AA), Citibank, No Foreign Transaction Fee

Delta SkyMiles® Gold Card from American Express Review (2025.4 Update: 50k Offer)

physixfan 2025-02-07 2025-04-03 104 Comments

Delta SkyMiles®Gold Card from American Express Review 2025.2 Update: The new offer is 80k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 80k. Expires on 2024.10.23. Expired now. 2024.6 Update: The new offer is 65k. Expires on 2024.7.17. Expired now. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Public offer: AmEx…
Read more

AmEx

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee

Delta SkyMiles® Platinum Card from American Express Review (2025.4 Update: 60k Offer)

colin1898 2025-02-07 2025-04-03 111 Comments

Delta SkyMiles® Platinum Card from American Express Review 2025.2 Update: The new offer is 90k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 90k. Expires on 2024.10.23. Expired now. 2024.6 Update: The new offer is 85k. Expires on 2024.7.17. Expired now. ContentsApplication LinkBenefitsDisadvantagesDL Companion Certificate RulesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application…
Read more

AmEx

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee

Delta SkyMiles® Reserve Card from American Express Review (2025.2 Update: 70k Offer)

colin1898 2025-02-07 2025-04-03 79 Comments

Delta SkyMiles® Reserve Card from American Express Review 2025.2 Update: The new offer is 100k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 100k. Expires on 2024.10.23. Expired now. 2024.6 Update: The new offer is 95k. Expires on 2024.7.17. Expired now. ContentsApplication LinkBenefitsDL Companion Certificate RulesDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application…
Read more

AmEx

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee, Premium Credit Card

Delta SkyMiles® Gold Business American Express Card Review (2025.4 Update: 60k Offer)

physixfan 2025-02-07 2025-04-03 62 Comments

Delta SkyMiles® Gold Business American Express Card Review 2025.2 Update: The new offer is 90k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 90k. Expires on 2024.10.23. Expired now. 2024.6 Update: The new offer is 75k. Expires on 2024.7.17. Expired now. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Public offer:…
Read more

AmEx Business Card

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee

Delta SkyMiles® Platinum Business American Express Card Review (2025.4 Update: 70k Offer)

physixfan 2025-02-07 2025-04-03 56 Comments

Delta SkyMiles® Platinum Business American Express Card Review 2025.2 Update: The new offer is 100k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 100k. Expires on 2024.10.23. Expired now. 2024.6 Update: The new offer is 95k. Expires on 2024.7.17. Expired now. ContentsApplication LinkBenefitsDisadvantagesDL Companion Certificate RulesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application…
Read more

AmEx Business Card

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee

Delta SkyMiles® Reserve Business American Express Card Review (2025.4 Update: 80k Offer)

physixfan 2025-02-07 2025-04-03 58 Comments

Delta SkyMiles® Reserve Business American Express Card Review 2025.2 Update: The new offer is 110k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 110k. Expires on 2024.10.23. Expired now. 2024.6 Update: The new offer is 110k. Expires on 2024.7.17. Expired now. ContentsApplication LinkBenefitsDisadvantagesDL Companion Certificate RulesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application…
Read more

AmEx Business Card

Airline Credit Card, American Express (AmEx), Delta Air Lines (DL), No Foreign Transaction Fee, Premium Credit Card

HSBC Premier Checking Account (2025.3 Update)

physixfan 2025-02-05 2025-03-07 26 Comments

HSBC Premier Checking Account Review 2025.3 Update: The welcome offer expired. Currently there’s no welcome offer. 2025.2 Update: The new account opening bonus is $1,000/$2,000/$3,000, you need to open a premier relationship savings account and deposit $100k/$250k/$500k. The APY of this savings account is 3.75% currently, so it’s not a terrible deal for putting your money here. 2024.7 Update: The…
Read more

Checking Accounts

Checking Accounts, HSBC

IHG One Rewards Traveler Credit Card Review (2025.5 Update: 120k Offer)

physixfan 2025-01-23 2025-05-29 46 Comments

IHG One Rewards Traveler Credit Card Review 2025.5 Update: The new offer is 120k. 2025.3 Update: The offer is now down to 80k. 2025.1 Update: The new offer is 100k. ContentsApplication LinkBenefitsRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers Chart Application Link Application Link Chase IHG Traveler Benefits 120k offer: earn 120,000 IHG points after spending $2,000 in the first 3 months….
Read more

Chase

Chase, Hotel Credit Card, IHG One Rewards, No Foreign Transaction Fee

World of Hyatt Credit Card Review (2025.3 Update: 30k Offer)

physixfan 2025-01-10 2025-03-07 74 Comments

World of Hyatt Credit Card Review 2025.3 Update: The welcome offer is now the regular 30k+15k offer. 2025.1 Update: The welcome offer is changed from 30k+15k to 35k+15k. It’s only 5k more points, way worse than the 5FN offer last year. Offer ends on 2025.3.6. 2024.10 Update: The card is offering 5 Free Night Awards after $4000 spend within 3 months…
Read more

Chase

Chase, Hotel Credit Card, No Foreign Transaction Fee, World of Hyatt

World of Hyatt Business Credit Card Review (2025.5 Update: 60k+Explorist Offer)

Geo 2025-01-10 2025-05-02 13 Comments

World of Hyatt Business Credit Card Review 2025.5 Update: The new offer is 60k + Explorist membership (which expires on 2/28/2026). The spending requirement is $7,000 spending in 3 months, which is higher than before. Personally I don’t think Explorist membership is useful, so it’s not worth the extra spending. 2025.3 Update: There’s only the normal 60k offer now. 2025.1…
Read more

Chase Business Card

Chase, No Foreign Transaction Fee, World of Hyatt

BoA Alaska Credit Card Review (2024.11 Update: 75k Offer)

physixfan 2024-11-16 2024-11-16 113 Comments

BoA Alaska Airlines Visa Signature Card Review 2024.11 Update: The 75k offer comes back. HT: DoC. 2024.8 Update: The higher offer is expired. The current best offer is 65k. 2024.1 Update: There’s a 75k link. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingRelated Credit CardsBest Downgrade OptionsHistorical Offers ChartApplication Link Application Link BoA Alaska Benefits 75k offer: earn 75,000 Alaska Miles after spending…
Read more

BoA

Airline Credit Card, Alaska Airlines (AS), Bank of America (BoA), No Foreign Transaction Fee