English - 4/42 - US Credit Card Guide

British Airways Visa Signature® Card Review (2025.4 Update: 100k Offer)

physixfan 2025-04-18 2025-04-18 56 Comments

British Airways Visa Signature® Card Review 2025.4 Update: The new offer is 100k. 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k points after $7500 spend within 6 months of account opening. ContentsApplication LinkBenefitsDisadvantageRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase British Airways Benefits 100k offer: earn 100,000…
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Chase

Airline Credit Card, British Airways (BA), Chase, No Foreign Transaction Fee

US Bank Smartly Credit Card Review (2025.4 Update: Got Nerfed)

physixfan 2025-04-14 2025-04-14 2 Comments

U.S. Bank Smartly™ Visa Signature® Card Review 2025.4 Update: Starting from today (2025.4.14), the benefits of this card got nerfed. Existing customers can enjoy the previous benefits, new customers will get the following new changes: Only checking account balances count toward the reward tiers. Savings account and brokerage account don’t count any more. The extra cashback is no longer unlimited,…
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US Bank

Wells Fargo Choice Privileges Credit Card Review (2025.4 Update: 60k Offer)

physixfan 2025-04-14 2025-04-14 3 Comments

Choice Privileges® Mastercard® Review 2025.4 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer. 2024.7 Update: There’s a link with 70k offer now. This is the best ever offer on this card! ContentsApplication LinkBenefitsSummaryRelated Credit CardsHistorical Offers ChartApplication Link Application Link Wells Fargo Choice Privileges Benefits 60k offer: Earn 60,000…
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Wells Fargo

Choice Privileges, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee, Wells Fargo

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2025.4 Update: 75k Offer)

physixfan 2025-04-11 2025-04-11 43 Comments

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2025.4 Update: The 75k offer is back. 2024.10 Update: The 75k offer is back. [Updated] Expired. 2024.8 Update: The 75k offer is expired. The current offer is 65k. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 75k Offer: earn…
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Citibank Business Card

Airline Credit Card, American Airlines (AA), Citibank, No Foreign Transaction Fee

United Gateway℠ Card Review (2025.4 Update: 40k Offer)

physixfan 2025-03-26 2025-06-05 31 Comments

United Gateway℠ Card Review 2025.4 Update: There’s a new link with better offer 40k: earn 5k more miles upon approval when you use your United agent‘s promotional code, and earn 5k more miles when you add an authorized user in the first 3 months. That’s 40k miles in total. “United agent‘s promotional code” should be obtained when you fly United and…
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Chase

Airline Credit Card, Chase, No Annual Fee, No Foreign Transaction Fee, United Airlines (UA)

United℠ Business Card Review (2025.6 Update: 85k Offer)

physixfan 2025-03-25 2025-06-05 69 Comments

United℠ Business Card Review 2025.6 Update: The welcome offer is now lowered to 85k. 2025.4 Update: There’s a new link with better offer 135k: earn 5k more miles upon approval when you use your United agent‘s promotional code, and earn 5k more miles when you add an authorized user in the first 3 months. That’s 135k miles in total. “United…
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Chase Business Card

Airline Credit Card, Chase, No Foreign Transaction Fee, United Airlines (UA)

United℠ Club Business Card Card Review (2025.6 Update: 90k Offer)

physixfan 2025-03-25 2025-06-05 51 Comments

United℠ Club Business Card Review 2025.6 Update: The welcome offer is now lowered to 90k. 2025.4 Update: There’s a new link with better offer 135k: earn 5k more miles upon approval when you use your United agent‘s promotional code, and earn 5k more miles when you add an authorized user in the first 3 months. That’s 135k miles in total….
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Chase Business Card

Airline Credit Card, Chase, Metal Card, No Foreign Transaction Fee, Premium Credit Card, United Airlines (UA)

United Club℠ Infinite Card Review (2025.4 Update: 105k Offer)

ThunderFat 2025-03-24 2025-06-05 42 Comments

United Club℠ Infinite Card (Chase UA Club) Review 2025.4 Update: There’s a new link with better offer 105k: earn 5k more miles upon approval when you use your United agent‘s promotional code, and earn 5k more miles when you add an authorized user in the first 3 months. That’s 105k miles in total. “United agent‘s promotional code” should be obtained…
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Chase

Airline Credit Card, Chase, Metal Card, No Foreign Transaction Fee, Premium Credit Card, United Airlines (UA)

IHG One Rewards Premier Business Credit Card Review (2025.5 Update: 140k Offer)

physixfan 2025-03-20 2025-05-02 9 Comments

IHG One Rewards Premier Business Credit Card Review 2025.5 Update: The higher offer is expired. Currently there’s only a 140k offer. 2025.3 Update: The new offer is 200k. This is the best ever offer on this card. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Chase IHG Premier Business Benefits 140k Offer: Earn 140,000 IHG points…
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Chase Business Card

Chase, Hotel Credit Card, IHG One Rewards, No Foreign Transaction Fee

US Bank Shield Credit Card Review (New Card)

physixfan 2025-03-17 2025-03-17 6 Comments

U.S. Bank Shield™ Visa® Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link US Bank Shield Benefits Earn a $20 annual statement credit for 11 consecutive months of purchases (calendar month). Earn 4% cash back on prepaid air, hotel and car reservations booked directly in the US Bank Rewards Center. No cash back on other purchases. 0%…
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US Bank

No Annual Fee, US Bank

Amex Rewards Checking Account (2025.3 Update: $250 Offer)

physixfan 2025-03-14 2025-03-15 19 Comments

American Express Rewards Checking Account (Debit Card/ATM Card) Review 2025.3 Update: The new offer is $250. Offer expires on April 15, 2025. 2023.9 Update: The new offer is $250. Offer expires on Oct 31, 2023. ContentsApplication LinkBenefitsBonus RequirementsSummaryApplication Link Application Link AmEx Rewards Checking Benefits $250 welcome offer. See below for the requirements to get this bonus. Offer expires on 2025.4.15. Earn…
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Checking Accounts

American Express (AmEx), Checking Accounts, Membership Rewards (MR)

AmEx Marriott Bonvoy Brilliant Credit Card Review (2025.5 Update: 155k Offer)

physixfan 2025-03-13 2025-05-23 73 Comments

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2025.5 Update: The higher offer is expired. The current offer is only 155k. 2025.3 Update: The 185k offer comes back. 2024.8 Update: The 185k offer comes back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Marriott Bonvoy Brilliant Benefits…
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AmEx

American Express (AmEx), Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee, Premium Credit Card, Starwood Preferred Guest (SPG)

AmEx Marriott Bonvoy Bevy Credit Card Review (2025.5 Update: 135k Offer)

physixfan 2025-03-13 2025-05-23 31 Comments

AmEx Marriott Bonvoy Bevy Credit Card Review 2025.5 Update: The higher offer is expired. Currently there’s only 135k offer. 2025.3 Update: The 155k offer comes back. 2024.8 Update: The 155k offer comes back. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsRecommended Downgrade OptionsAfter ApplyingHistorical Offers ChartApplication Link Application Link AmEx Marriott Bonvoy Bevy Benefits 135k offer: Earn 85,000 Marriott points after spending…
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AmEx

American Express (AmEx), Marriott Bonvoy

BoA Air France KLM Credit Card Review (2025.3 Update: 70k Offer)

ThunderFat 2025-03-06 2025-03-06 31 Comments

BoA Air France KLM World Elite Mastercard Review 2025.3 Update: The new offer is 70k. HT: DDG. 2025.1 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.9 Update: The new offer is 70k. You may see 60k+$150 offer via dummy booking. HT: FM. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryAfter ApplyingHistorical Offers ChartApplication Link Application Link BoA Air France…
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BoA

Air France (AF), Airline Credit Card, Bank of America (BoA), No Foreign Transaction Fee, Royal Dutch Airlines (KLM)

Barclays Wyndham Earner Plus Credit Card Review (2025.3 Update: 90k Offer)

physixfan 2025-03-04 2025-03-04 69 Comments

Wyndham Rewards® EarnerSM Plus Card Review 2025.3 Update: The new offer is 90k, which is a very good one on this card though not the best ever offer. 2025.1 Update: The higher offer is expired, and there’s only a 45k offer now. 2023.9 Update: The new offer is 75k, which is a very good one on this card though not…
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Barclays

Barclays, Hotel Credit Card, No Foreign Transaction Fee, Wyndham Rewards