66 Credit Card Approvals in 3 Years: A Synopsis

2017-06-26 2017-07-03 24 Comments

[Update 2017.4] – See Signup Bonus Math: The Best Return on Credit Card Spend for details regarding my return-on-spend. ContentsIntroductionDisclaimerThe StrategyApproved ApplicationsDeclined ApplicationsImpact to Credit ScoreOrganizationWhat I’ve Learned (About Each Issuer)What I’ve Learned (Personally)Summary Introduction In June 2014, I came across the term “travel hacking” while reading a personal finance blog. It sounded interesting, so I learned about the basics of credit…
Read more

Personal Experience

Luxury Card MasterCard Titanium Card Review

2017-06-23 2021-10-22 2 Comments

Luxury Card MasterCard Titanium Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Luxury Card MasterCard Titanium Card Benefits This card is really heavy: 22g, it is now the most heavy credit card that an ordinary person can get. Earn 1 point per $1 spent. (Terms and conditions apply.) You can redeem the points at a…
Read more

Barclays

, , ,

Luxury Card MasterCard Black Card Review

2017-06-23 2024-10-29 2 Comments

Luxury Card MasterCard Black Card Review ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRelated Credit CardsAfter ApplyingHistorical Offers ChartApplication Link Application Link Luxury Card MasterCard Black Card Benefits This card is really heavy: 22g, it is now the most heavy credit card that an ordinary person can get. Earn 1 point per $1 spent. (Terms and conditions apply.) You can redeem the points at a fixed…
Read more

Barclays

, , ,

Uber Promotion: 50% Off Up to 10 Rides Through June 25 [Update 2017.06.19: Not Only For Select Cities?!?]

2017-06-20 2017-06-20 6 Comments

Update [2017.06.19] – I just received my third installment of up to 10 rides at 50% off within the past three weeks. HOWEVER, this time the promotion seems to be targeted for use anywhere “in the United States.” Previously the promotion was only available for use in specific cities within the U.S. The email subject line is the same as posted…
Read more

Limited Time Deals

Don’t Like the New Amex Account Design? Here’s The Link To A (Very) Old Design!

2017-06-13 2017-06-13 6 Comments

These days, banks are constantly changing their online account design. The intent is good of course: they want users to have better experiences. However, sometimes new designs are worse. Yesterday (2017.06.12), AmEx changed its design again. I feel that the new design is mainly for mobile users. If you visit on your computer/laptop, the information density is very low. Besides, it’s not…
Read more

AmEx Summaries

Citi AT&T Access More Credit Card Review (Discontinued)

2017-06-13 2019-01-05 134 Comments

AT&T Access More Card from Citi (Citi ATT) Review 2018.12 Update: It seems these days you can’t get it via product change any more, and this card is completely discontinued. 2018.7 Update: It seems it is still possible to get this card via product change. ContentsApplication LinkBenefitsDisadvantagesRecommended Application TimeSummaryRecommended Downgrade OptionsHistorical Offers ChartApplication Link Application Link This card no longer…
Read more

Discontinued Credit Cards

,

Citi Hilton Reserve Credit Card Review (Discontinued)

2017-06-12 2018-06-21 23 Comments

Citi Hilton HHonors Reserve Card Review ContentsApplication LinkBenefitsDisadvantagesSummaryRelated Credit CardsRecommended Downgrade OptionsRecommended Application TimeAfter ApplyingHistorical Offers ChartApplication Link Application Link This card no longer accepts new applications. Benefits Earn 2 weekend night certificates after spending $2500 in first 4 months. We value this bonus at about $600 since you can redeem the free nights at most hotels within the Hilton Portfolio,…
Read more

Discontinued Credit Cards

, , ,

Seattle to Tampa Road Trip: Saving ~$2,000 with Points!

2017-06-10 2017-06-20 1 Comment

ContentsIntroductionThe Road Trip RouteUsing Hotel Points to Save $1,659Using Plenti Points to Save ~$300 on GasSummary Introduction My fiancé recently accepted a new position with a company in Tampa, FL, which means we will be relocating from Seattle at a time when hotel and gasoline prices increase for the summer tourist season. Since I’m a practical man with an affinity for saving money,…
Read more

Trip Reports

Use A Million Miles To Match The JetSmarter Membership (Expired)

2017-06-08 2017-09-14 4 Comments

2016.6.10 Update: Now if you send the email to ask for the match, you will get an automatic reply: they ended this promo earlier than planned due to the unexpected high demand. Screenshot. ContentsLink of the DealWhat Is JetSmarter?Match the SIMPLE Membership With One Million Miles! Link of the Deal Click here. What Is JetSmarter? JetSmarter is a shared private jets company,…
Read more

Limited Time Deals

WWDC 2017: Apple Announced Person-to-Person Payment Feature in Apple Pay! Maybe a Great News for Churners?

2017-06-05 2017-06-05 0 Comments

Apple showed a new person-to-person payment feature in Apple Pay in today’s WWDC 2017. The slide showed that this feature will be built in iMessages. It will be available in this fall. We don’t know much information for now, but the person-to-person payment feature can possibly be huge for churners: Is it free to make a debit card transfer? Does it support credit…
Read more

Chatter

A Quick Guide to MileagePlus X (MPX) (and why I still use em)

2017-06-05 2017-06-05 32 Comments

ContentsIntroductionWhat do I need?How does it work?When do I get the miles?How many miles will I earn?LimitsMy 2 favorite ways to use MPXConclusion Introduction MileagePlus X (MPX) is an app that allows you to earn extra United Airlines miles for shopping with one of their listed partners. The app’s been out for a while but it doesn’t get much discussion. No…
Read more

Credit Card Companions

, ,